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Washington D.C. Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Washington D.C.’s Prestigious Real Estate Market: Local Jumbo’s Mortgage Solutions

Washington D.C., a city steeped in American history and political significance, offers a real estate market as distinguished as its landmarks. Local Jumbo is here to guide you through mortgage solutions for Washington D.C.’s range of properties, from elegant townhouses in Georgetown to modern apartments in the Capitol Hill area.

Planning to make a mark in Washington D.C.’s historic landscape? Local Jumbo’s network of Jumbo Verified™ lenders is ready to assist, offering competitive rates and tailored mortgage solutions for your property in the nation’s capital!

    Tailoring Mortgage Strategies for Washington D.C.’s Diverse Real Estate

    In Washington D.C., where history meets modernity, your mortgage strategy needs to be as dynamic as the city. Our lenders specialize in crafting solutions for properties throughout Washington D.C., including its affluent neighborhoods like Kalorama and Dupont Circle.

    • A comprehensive range of mortgage types for Washington D.C.’s unique homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
    • Specialized financing options for Washington D.C.’s distinct properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
    • Customized mortgage solutions for Washington D.C. and its upscale areas, like Chevy Chase and Foggy Bottom
    • Expert lenders with deep insight into Washington D.C.’s exclusive real estate market
    • Competitive rates for purchasing or refinancing in Washington D.C., including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans

    Customizing Your Mortgage for Washington D.C.’s Unique Character

    Whether you’re drawn to the political heartbeat of Capitol Hill or the historic charm of Old Town Alexandria, our lenders tailor mortgage plans to your property’s unique story and Washington D.C.’s distinctive environment.


    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    DISTRICT OF COLUMBIA $1,149,825 $1,472,250 $1,779,525 $2,211,600




      Great Falls, McLean, The Chevy Chases, North Arlington, Georgetown, Spring Valley, Foxhall Crescent, Kent, Forest Hills North, Cleveland Park West, Logan Circle Northeast, Tenleytown North, Palisades, Massachusetts Heights & Cathedral Heights.

      Zip Codes

      22066, 22101, 20015, 20815, 22207, 20007, 20854, 20816, 20817, 22205, 20510, 20004, 20016, 20008, 20431, 20037, 20006, 20520, 20045 & 20036


      Technically no counties. It is divided into Wards (8 total) & 37 Advisory Neighborhood Commissions (ANCs) within these wards.

      Ward #1

      Adams Morgan, Columbia Heights, Le Droit Park, Mount Pleasant, Park View, Pleasant Plains Shaw.

      Ward #2

      Burleith, Downtown, Dupont Circle, Foggy Bottom, Georgetown, Sheridan Kalorama, Logan Circle, Mount Vernon Sqaure, Shaw & West End.

      Ward #3

      American University Park, Berkley, Cathedral Heights, Chevy Chase, Cleveland Park, Colony Hill, Forest Hills, Foxhall, Friendship Heights, Glover Park, Kent, Massachusetts Heights, McLean Gardens, North Cleveland Park, Observatory Circle, The Palisades, Potomac Heights, Spring Valley, Tenleytown, Wakefield, Wesley Heights, Woodland-Normanstone Terrace & Woodley Park (Part of the neighborhood is also in Ward 1).

      Ward #4

      Barnaby Woods, Brightwood, Brightwood Park, Colonial Village, Crestwood, Fort Totten, Hawthorne, Manor Park, Petworth, Riggs Park, Lamond-Riggs, Shepherd Park, Sixteenth Street Heights & Takoma.

      Ward #5

      Arboretum, Bloomingdale, Brentwood, Brookland, Carver Langston, Eckington, Edgewood, Fort Lincoln, Fort Totten (Part of the neighborhood is also in ward 4), Gateway, Ivy City, Riggs Park (Part of the neighborhood is also in ward 4), Langdon, Michigan Park, North Michigan Park, Pleasant Hill, Stronghold / Metropolis View, Trinidad, Truxton Circle & Woodridge.

      Ward #6

      Barney Circle, Capitol Hill, Chinatown, Judiciary Square, Kingman Park, Navy Yard / Near Southeast, Old City / Near Northeast, Penn Quarter, NoMa, Southwest Federal Center, Southwest Waterfront, Sursum Corda, Swampoodle & Union Station.

      Ward #7

      Benning Heights, Benning Ridge, Benning, Burrville, Capitol View, Civic Betterment, Deanwood, Dupont Park, Eastland Gardens, Fairfax Village, Fairlawn, Fort Davis, Fort Dupont, Good Hope, Grant Park, Greenway, Hillbrook, Hillcrest, Kenilworth, Kingman Park, Lincoln Heights, Mahaning Heights, Marshall Heights, Mayfair, Naylor Gardens, Penn Branch, Randle Highlands, River Terrace, Skyland, Summit Park & Twining.

      Ward #8

      Anacostia, Barry Farm, Bellevue, Buena Vista, Congress Heights, Douglass, Fairlawn, Garfield heights, Knox Hill, Shipley Terrace, Washington Highlands & Woodland.