St. Petersburg, affectionately known as St. Pete, renowned for its cultural vibrancy and beautiful waterfront, offers a dynamic real estate market. Local Jumbo is here to guide you through mortgage solutions for St. Pete’s range of properties, from contemporary downtown condos to charming historic homes.
Ready to embrace the vibrant lifestyle of St. Petersburg? Local Jumbo’s network of Jumbo Verified™ lenders is prepared to assist, offering competitive rates and personalized mortgage solutions for your St. Pete home!
Tailoring Mortgage Strategies for St. Petersburg’s Eclectic Real Estate
In St. Petersburg, where the arts scene flourishes alongside stunning beaches, your mortgage strategy needs to be as diverse as the city. Our lenders specialize in crafting solutions for properties throughout St. Petersburg, including its affluent neighborhoods like Snell Isle and Old Northeast.
- A comprehensive range of mortgage types for St. Petersburg’s unique homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized financing options for St. Petersburg’s distinct properties, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
- Customized mortgage solutions for St. Petersburg and its upscale areas, like Tierra Verde and Shore Acres
- Expert lenders with deep understanding of St. Petersburg’s dynamic real estate market
- Competitive rates for purchasing or refinancing in St. Petersburg, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans
Customizing Your Mortgage for St. Petersburg’s Unique Coastal and Cultural Mix
Whether you’re attracted to the bustling arts districts or the tranquil waterfront communities, our lenders tailor mortgage plans to your property’s unique story and St. Petersburg’s vibrant, coastal-culture blend.
2024 FLORIDA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALACHUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRADFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BREVARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLOTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CITRUS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLLIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DESOTO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DIXIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUVAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ESCAMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLAGLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GADSDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILCHRIST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLADES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GULF COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HERNANDO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIGHLANDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILLSBOROUGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLMES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INDIAN RIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEVY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIBERTY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANATEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIAMI-DADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
| NASSAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKALOOSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKEECHOBEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCEOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PALM BEACH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PASCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PINELLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOHNS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LUCIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANTA ROSA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARASOTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEMINOLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUWANNEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAYLOR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VOLUSIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAKULLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ST. PETERSBURG
Neighborhoods
Redington Shores, Longboat Key, Indian Rocks Beach, St. Pete Beach, Treasure Island, Holmes Beach, Safety Harbor, Belleair, Madeira Beach, Belleair Bluffs, Central Ave / Beach Dr. NE, Snell Isle Blvd NE / Brightwaters Blvd NE, Tierra Verde & Shore Acres.
Zip Codes
33701, 33702, 33703, 33704, 33705, 33706, 33707, 33708, 33709, 33710, 33711, 33712, 33713, 33714, 33715 & 33716
Counties
Pinellas County, Hillsborough County, Polk County, Pasco County, Hernando County, Citrus County, Levy County, Marion County, Manatee County, Hardee County, De Soto County, Lake County, Sarasota County, Charlotte County & Lee County.