Work with a local expert in St. Paul on your Jumbo or Conforming mortgage loan for your new home purchase or existing loan refinance.
Find the loan program that meets your needs. See the array of 5,7 and 10 year fixed ARM’s (Adjustable Rate Mortgage’s), Interest Only ARM loans and 15, 20, 25 and 30 year fixed rate mortgages. Bridge, Cross-Collateralization, and Foreign National Mortgage Loans are also available.
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2023 MINNESOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| AITKIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANOKA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BECKER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BELTRAMI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BIG STONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BLUE EARTH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BROWN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARLTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARVER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHIPPEWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHISAGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLEARWATER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COOK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COTTONWOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CROW WING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DAKOTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DODGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DOUGLAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FARIBAULT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FILLMORE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREEBORN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOODHUE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRANT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENNEPIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOUSTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUBBARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ISANTI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ITASCA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KANABEC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KANDIYOHI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KITTSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KOOCHICHING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAC QUI PARLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE OF THE WOODS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LE SUEUR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LYON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCLEOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MAHNOMEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARSHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARTIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MEEKER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MILLE LACS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORRISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MOWER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MURRAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NICOLLET COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NOBLES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NORMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OLMSTED COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTTER TAIL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PENNINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PIPESTONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POLK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POPE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RAMSEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RED LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| REDWOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RENVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROSEAU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. LOUIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHERBURNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIBLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEARNS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEELE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEVENS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SWIFT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TODD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRAVERSE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WABASHA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WADENA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASECA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WATONWAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILKIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WINONA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WRIGHT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YELLOW MEDICINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ST. PAUL
Neighborhoods
Macalester – Groveland, Lynnhurst, Lowry Hill, Linden Hills, Fulton, Loring Park, St. Anthony Park, Page, East Isles, Regina, Union Park, Summit Hill, Kenny, Hale, Bryn – Mawr & Tangletown.
Zip Codes
55101, 55102, 55103, 55104, 55105, 55106, 55107, 55108, 55109, 55110, 5512, 55113, 55114, 55115, 55116, 55117, 55118, 55119, 5120, 55121, 55122, 55123, 55124, 55125, 55126 & 55127
Counties
Ramsey County, Hennepin County, Carver County, McLeod County, Wright County, Sherburne County, Benton County, Kanabec County, Isanti County, Anoka County, Washington County, Dakota County, Scott County, Rice County, Le Sueur County.