St. Paul, the charming capital city of Minnesota, offers a unique blend of history, culture, and urban living. From historic homes in Summit Hill to modern residences in Lowertown, Local Jumbo is your trusted partner for navigating St. Paul’s real estate market. We provide tailored mortgage solutions that complement the diverse housing landscape of this vibrant city.
If you’re envisioning homeownership in the capital city of Minnesota, connect with our network of Jumbo Verified™ lenders. We offer competitive rates and mortgage plans designed for the distinct character of St. Paul.
Crafting Mortgage Solutions for St. Paul’s Unique Homes
St. Paul boasts a rich variety of architectural styles and neighborhoods. Our lenders specialize in crafting mortgage strategies that align with the unique properties and locations found throughout the city.
- Explore a variety of mortgage types designed for St. Paul’s diverse homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for properties in historic districts and modern downtown neighborhoods.
- Mortgage plans tailored to the distinctive neighborhoods of St. Paul, from Merriam Park to Macalester-Groveland.
- Expertise tailored to St. Paul’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing homes in Minnesota’s capital city.
Your Mortgage, Your St. Paul Experience
In St. Paul, where history meets modernity, your mortgage should enhance your unique urban experience.
2024 MINNESOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| AITKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANOKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BECKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BELTRAMI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BIG STONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLUE EARTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARLTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHIPPEWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHISAGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEARWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COTTONWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CROW WING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAKOTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DODGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FARIBAULT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FILLMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREEBORN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOODHUE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENNEPIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOUSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUBBARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISANTI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ITASCA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANABEC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANDIYOHI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KITTSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOOCHICHING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAC QUI PARLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE OF THE WOODS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LE SUEUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LYON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCLEOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MAHNOMEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MEEKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MILLE LACS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MURRAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NICOLLET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOBLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OLMSTED COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTTER TAIL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENNINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIPESTONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAMSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RED LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| REDWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RENVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROSEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERBURNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIBLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEARNS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEELE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEVENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SWIFT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TODD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRAVERSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WABASHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WADENA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASECA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WATONWAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINONA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WRIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YELLOW MEDICINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ST. PAUL
Neighborhoods
Macalester – Groveland, Lynnhurst, Lowry Hill, Linden Hills, Fulton, Loring Park, St. Anthony Park, Page, East Isles, Regina, Union Park, Summit Hill, Kenny, Hale, Bryn – Mawr & Tangletown.
Zip Codes
55101, 55102, 55103, 55104, 55105, 55106, 55107, 55108, 55109, 55110, 5512, 55113, 55114, 55115, 55116, 55117, 55118, 55119, 5120, 55121, 55122, 55123, 55124, 55125, 55126 & 55127
Counties
Ramsey County, Hennepin County, Carver County, McLeod County, Wright County, Sherburne County, Benton County, Kanabec County, Isanti County, Anoka County, Washington County, Dakota County, Scott County, Rice County, Le Sueur County.