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St. Louis Purchase and Refinance Mortgage Rates - Jumbo and Conforming

St. Louis: Your Gateway to Exceptional Home Financing Options

The Gateway Arch, symbolizing St. Louis’s role as the “Gateway to the West.”

St. Louis, the iconic Gateway to the West, is a city of rich history, diverse culture, and vibrant urban life. From the historic charm of Soulard to the innovative spirit of the Central West End, St. Louis offers a unique blend of traditional and contemporary living. Local Jumbo is here to navigate you through St. Louis’s dynamic real estate market, providing mortgage solutions that cater to your individual needs and aspirations.

Ready to embrace the unique lifestyle St. Louis offers? Whether you’re drawn to the bustling city life or the serene parks and communities, our network of Jumbo Verified™ lenders is prepared to offer you competitive rates and personalized mortgage plans. Discover the possibilities for homeownership in St. Louis today.




    Personalized Mortgage Solutions for St. Louis’s Diverse Properties

    St. Louis’s housing market is as varied as its neighborhoods. Our lenders specialize in offering mortgage strategies that are as diverse as the city itself, assisting you in finding a good fit for your home buying journey.

    • Explore mortgage types suited for St. Louis’s wide range of properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Tailored financing options for every corner of St. Louis, from the historic homes of Lafayette Square to the modern condos in Downtown.
    • Custom mortgage plans that reflect the unique character of St. Louis neighborhoods, helping with a seamless fit for your lifestyle.
    • Expertise in St. Louis’s real estate market, ready to guide you through specialized financing options including Land, Construction, and Bridge loans.
    • Competitive rates designed to make your St. Louis home purchase or refinancing process advantageous and straightforward.

    Aligning Your Mortgage with Your St. Louis Dream

    In St. Louis, where history and modernity intertwine, finding a mortgage solution that complements your lifestyle is key. Whether you’re enjoying a Cardinals game or exploring the Missouri Botanical Garden, we’re committed to securing a mortgage that supports your vision for life in St. Louis.

    2024 MISSOURI CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ADAIR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ANDREW COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ATCHISON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    AUDRAIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BARRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BARTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BATES COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BENTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BOLLINGER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BOONE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BUCHANAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BUTLER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CALDWELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CALLAWAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAMDEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAPE GIRARDEAU COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARROLL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CASS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CEDAR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHARITON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHRISTIAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLINTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COLE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COOPER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CRAWFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DADE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DALLAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DAVIESS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DEKALB COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DENT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DOUGLAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DUNKLIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FRANKLIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GASCONADE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GENTRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GREENE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GRUNDY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HARRISON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HENRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HICKORY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HOLT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HOWARD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HOWELL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    IRON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JACKSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JASPER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEFFERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JOHNSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KNOX COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LACLEDE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAFAYETTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAWRENCE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEWIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINCOLN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LIVINGSTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MCDONALD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MACON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MADISON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARIES COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MARION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MERCER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MILLER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MISSISSIPPI COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONITEAU COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONROE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONTGOMERY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MORGAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NEW MADRID COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NEWTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NODAWAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OREGON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OSAGE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OZARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PEMISCOT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PERRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PETTIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PHELPS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PIKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PLATTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    POLK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PULASKI COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PUTNAM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RALLS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RANDOLPH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    REYNOLDS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    RIPLEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. CHARLES COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. CLAIR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STE. GENEVIEVE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. FRANCOIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. LOUIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SALINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SCHUYLER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SCOTLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SCOTT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHANNON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHELBY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STODDARD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STONE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SULLIVAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TANEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TEXAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    VERNON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WARREN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WAYNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WEBSTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WORTH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WRIGHT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ST. LOUIS CITY $766,550 $981,500 $1,186,350 $1,474,400

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      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ST. LOUIS

      Neighborhoods

      Hi – Pointe, Wydown – Skinker, Skinker – Debaliviere, Cheltenham, Debaliviere Place, Benton Park, North Hampton, Clifton Heights, Forest Park Southeast, Franz Park, McRee Town, Central West End, Shaw, South Hampton & Lindenwood Park.

      Zip Codes

      63101, 63105, 63109, 63113, 63118, 63130, 63102, 63106, 63110, 63115, 63120, 63133, 63103, 63107, 63111, 63116, 63123, 63136, 63104, 63108, 63112, 63117, 63125 & 63137

      Counties

      St. Louis County, Saint Louis City County, Saint Charles County, Lincoln County, Warren County, Franklin County, Crawford County, Dent County, Washington County, Jefferson County, Iron County, Saint Francois County, Madison County, Perry County & Sainte Genevieve County.