St. Louis, the iconic Gateway to the West, is a city of rich history, diverse culture, and vibrant urban life. From the historic charm of Soulard to the innovative spirit of the Central West End, St. Louis offers a unique blend of traditional and contemporary living. Local Jumbo is here to navigate you through St. Louis’s dynamic real estate market, providing mortgage solutions that cater to your individual needs and aspirations.
Ready to embrace the unique lifestyle St. Louis offers? Whether you’re drawn to the bustling city life or the serene parks and communities, our network of Jumbo Verified™ lenders is prepared to offer you competitive rates and personalized mortgage plans. Discover the possibilities for homeownership in St. Louis today.
Personalized Mortgage Solutions for St. Louis’s Diverse Properties
St. Louis’s housing market is as varied as its neighborhoods. Our lenders specialize in offering mortgage strategies that are as diverse as the city itself, assisting you in finding a good fit for your home buying journey.
- Explore mortgage types suited for St. Louis’s wide range of properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Tailored financing options for every corner of St. Louis, from the historic homes of Lafayette Square to the modern condos in Downtown.
- Custom mortgage plans that reflect the unique character of St. Louis neighborhoods, helping with a seamless fit for your lifestyle.
- Expertise in St. Louis’s real estate market, ready to guide you through specialized financing options including Land, Construction, and Bridge loans.
- Competitive rates designed to make your St. Louis home purchase or refinancing process advantageous and straightforward.
Aligning Your Mortgage with Your St. Louis Dream
In St. Louis, where history and modernity intertwine, finding a mortgage solution that complements your lifestyle is key. Whether you’re enjoying a Cardinals game or exploring the Missouri Botanical Garden, we’re committed to securing a mortgage that supports your vision for life in St. Louis.
2024 MISSOURI CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANDREW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATCHISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AUDRAIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BATES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOLLINGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCHANAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALDWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALLAWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAPE GIRARDEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CEDAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARITON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHRISTIAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DALLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUNKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GASCONADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENTRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HICKORY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LACLEDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDONALD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARIES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MILLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSISSIPPI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONITEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEW MADRID COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NODAWAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OREGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OZARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEMISCOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PETTIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHELPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLATTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RALLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| REYNOLDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIPLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CHARLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STE. GENEVIEVE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. FRANCOIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHANNON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STODDARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TANEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TEXAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERNON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WORTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WRIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ST. LOUIS
Neighborhoods
Hi – Pointe, Wydown – Skinker, Skinker – Debaliviere, Cheltenham, Debaliviere Place, Benton Park, North Hampton, Clifton Heights, Forest Park Southeast, Franz Park, McRee Town, Central West End, Shaw, South Hampton & Lindenwood Park.
Zip Codes
63101, 63105, 63109, 63113, 63118, 63130, 63102, 63106, 63110, 63115, 63120, 63133, 63103, 63107, 63111, 63116, 63123, 63136, 63104, 63108, 63112, 63117, 63125 & 63137
Counties
St. Louis County, Saint Louis City County, Saint Charles County, Lincoln County, Warren County, Franklin County, Crawford County, Dent County, Washington County, Jefferson County, Iron County, Saint Francois County, Madison County, Perry County & Sainte Genevieve County.