Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Somerset County on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERGEN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| BURLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAPE MAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GLOUCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUDSON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| HUNTERDON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MONMOUTH COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MORRIS COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| OCEAN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PASSAIC COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SALEM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOMERSET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SUSSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| UNION COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SOMERSET COUNTY
Neighborhoods
Bernards Township, Bedminster Township, Bernardsville, Bradley Gardens, Green Brook Township, Martinsville, Warren Township, Hillsborough Township, Franklin Park, Green Knoll, Branchburg Township, Finderne, Ten Mile Run, Somerset, Peapack & Gladstone, Raritan, Watchung & Kingston.
Zip Codes
07059, 07069, 07920, 07921, 07924, 07931, 07934, 07939, 08502, 08528, 08553, 08558, 08805, 08807, 08823, 08835, 08836, 08844, 08853, 08869 & 08873
Counties
Somerset County, Hunterdon County, Warren County, Sussex County, Passaic County, Morris County, Essex County, Bergen County, Hudson County, Middlesex County, Mercer County, Monmouth County, Ocean County & Burlington County.