Work with a local expert in Santa Rosa on your Jumbo or Conforming mortgage loan for your new home purchase or existing loan refinance.
Find the loan program that meets your needs. See the array of 5,7 and 10 year fixed ARM’s (Adjustable Rate Mortgage’s), Interest Only ARM loans and 15, 20, 25 and 30 year fixed rate mortgages. Bridge, Cross-Collateralization, and Foreign National Mortgage Loans are also available.
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2023 CALIFORNIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALAMEDA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| ALPINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AMADOR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUTTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALAVERAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLUSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CONTRA COSTA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| DEL NORTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EL DORADO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| FRESNO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GLENN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUMBOLDT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IMPERIAL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| INYO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KERN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KINGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LASSEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOS ANGELES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MADERA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARIN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MARIPOSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MENDOCINO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCED COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MODOC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTEREY COUNTY | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| NAPA COUNTY | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ORANGE COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PLACER COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| PLUMAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIVERSIDE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SACRAMENTO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| SAN BENITO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SAN BERNARDINO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN DIEGO COUNTY | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| SAN FRANCISCO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SAN JOAQUIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN LUIS OBISPO COUNTY | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| SAN MATEO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SANTA BARBARA COUNTY | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SANTA CLARA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SANTA CRUZ COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SHASTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIERRA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SISKIYOU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOLANO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SONOMA COUNTY | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| STANISLAUS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUTTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TEHAMA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRINITY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TULARE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUOLUMNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VENTURA COUNTY | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| YOLO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| YUBA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SANTA ROSA
Neighborhoods
Sundown Trl / Riebli Rd, Bennett Valley Rd / Ponderosa Dr, Mark West Springs, Oakmont, Montecito Ave / Terrace Way, 4th St / Mcdonald Ave, River Rd / Woolsey Rd, Bennett Valley Rd / Grange Rd, Montgomery Dr / Summerfield Rd, Calistoga Rd / Montecito Blvd, Kenwood, Sebastopol, Eldridge, Petaluma & Penngrove.
Zip Codes
95401, 95402, 95403, 95404, 95405, 95406, 95407, 95409, 95472, 94928, 94952, 94954, 95472, 95476 & 95492
Counties
Sonoma County, Mendocino County, Humboldt County, Lake County, Napa County, Marin County, Contra Costa County, Solano County, San Francisco County, San Mateo County, Alameda County, Santa Clara County, Santa Cruz County, San Benito County & Monterey County.