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Find the loan program that meets your needs. See the array of 5,7 and 10 year fixed ARM’s (Adjustable Rate Mortgage’s), Interest Only ARM loans and 15, 20, 25 and 30 year fixed rate mortgages. Bridge, Cross-Collateralization, and Foreign National Mortgage Loans are also available.
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2023 NEW MEXICO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BERNALILLO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CATRON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHAVES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CIBOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLFAX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CURRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DE BACA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DONA ANA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EDDY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRANT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GUADALUPE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HIDALGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOS ALAMOS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LUNA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCKINLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTERO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| QUAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIO ARRIBA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROOSEVELT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SANDOVAL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN JUAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN MIGUEL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SANTA FE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIERRA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOCORRO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TAOS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TORRANCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VALENCIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SANTA FE
Neighborhoods
Gonzales Rd / Hyde Park Rd, Las Dos, Canyon Rd / E Palace Ave, St. John’s College / Old Santa Fe Trl, Taos Hwy / Old Taos Hwy, Old Pecos Trl / E San Mateo Rd, Galisteo St / Camino De Los Marquez, Route 599 / W Alameda St, Chupadero / Rio En Medio, Lamy, The Historic East Side, South Capitol, El Dorado, Las Campanas, Oshara Village, & Tesuque.
Zip Codes
87501, 87502, 87503, 87504, 87505, 87506, 87507, 87508, 87509, 87592 & 87594
Counties
Santa Fe County, Torrance County, Valencia County, Bernalillo County, Sandoval County, Los Alamos County, Rio Arriba County, Taos County, Colfax County, Mora County, San Miguel County, Guadalupe County, De Baca County & Lincoln County.