Santa Fe, the capital of New Mexico, is renowned for its Pueblo-style architecture, vibrant arts scene, and rich cultural heritage. As the oldest capital city in the United States, it offers a unique blend of history and modernity, set against the backdrop of the Sangre de Cristo Mountains. From the bustling Plaza to the serene beauty of the surrounding landscape, Santa Fe provides an enriching environment for its residents. Whether you’re drawn to the world-class art galleries, the historic sites, or the outdoor adventures available at your doorstep, Santa Fe presents an inviting setting for making a home.
Considering making Santa Fe your home? From adobe residences in historic districts to contemporary homes with mountain views, our network of Jumbo Verified™ lenders offers competitive rates and mortgage plans tailored to Santa Fe’s unique market. Start your homeownership journey in Santa Fe today.
Mortgage Solutions for Santa Fe’s Distinctive Real Estate
Reflecting Santa Fe’s unique appeal, the city’s housing market caters to a wide range of preferences. Our lenders are adept at crafting mortgage strategies for the diverse mix of properties found in Santa Fe, helping you find a residence that suits your lifestyle and financial aspirations.
- A variety of mortgage types for Santa Fe properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions for all types of properties, supporting diverse housing needs and preferences in Santa Fe.
- Customized mortgage plans that embrace Santa Fe’s unique blend of artistic culture and natural beauty.
- Expertise in Santa Fe’s housing market, with specialized options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in Santa Fe.
Embrace Santa Fe’s Enriching Lifestyle
Santa Fe’s lifestyle, with its rich tapestry of arts, history, and nature, offers a compelling living experience. We’re here to help you secure a mortgage that supports your life in this vibrant city. Whether it’s exploring local art galleries, engaging in cultural festivals, or enjoying the tranquility of the natural surroundings, your home in Santa Fe will be a place of inspiration and comfort.
2024 NEW MEXICO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BERNALILLO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAVES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CIBOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CURRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DE BACA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DONA ANA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GUADALUPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIDALGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ALAMOS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUNA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCKINLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTERO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| QUAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIO ARRIBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROOSEVELT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANDOVAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN JUAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN MIGUEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANTA FE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOCORRO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAOS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TORRANCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALENCIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND SANTA FE
Neighborhoods
Gonzales Rd / Hyde Park Rd, Las Dos, Canyon Rd / E Palace Ave, St. John’s College / Old Santa Fe Trl, Taos Hwy / Old Taos Hwy, Old Pecos Trl / E San Mateo Rd, Galisteo St / Camino De Los Marquez, Route 599 / W Alameda St, Chupadero / Rio En Medio, Lamy, The Historic East Side, South Capitol, El Dorado, Las Campanas, Oshara Village, & Tesuque.
Zip Codes
87501, 87502, 87503, 87504, 87505, 87506, 87507, 87508, 87509, 87592 & 87594
Counties
Santa Fe County, Torrance County, Valencia County, Bernalillo County, Sandoval County, Los Alamos County, Rio Arriba County, Taos County, Colfax County, Mora County, San Miguel County, Guadalupe County, De Baca County & Lincoln County.