Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Rhode Island on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 RHODE ISLAND CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BRISTOL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEWPORT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PROVIDENCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN RHODE ISLAND
Neighborhoods
Cumberland Hill, Greenville, Valley Falls, Tiverton, Wakefield-Peacedale, Newport, Warwick, Newport East, Kingston, Westerly, Ashaway, Hope Valley, Cranston, Melville & Providence.
Zip Codes
02806, 02903, 02835, 02818, 02906, 02874, 02882, 02921, 02837, 02871, 02865, 02852, 02879, 02881 & 02831
Counties
Bristol County, Kent County, Newport County, Providence County & Washington County.