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2023 VIRGINIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ACCOMACK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALBEMARLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLEGHANY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AMELIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AMHERST COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| APPOMATTOX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ARLINGTON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| AUGUSTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BATH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BEDFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOTETOURT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRUNSWICK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUCHANAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUCKINGHAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMPBELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAROLINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLES CITY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLOTTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHESTERFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARKE COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| CRAIG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CULPEPER COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DICKENSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DINWIDDIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESSEX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAIRFAX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| FAUQUIER COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| FLOYD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FLUVANNA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREDERICK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GILES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GLOUCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOOCHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAYSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENSVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HALIFAX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HANOVER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENRICO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HIGHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ISLE OF WIGHT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JAMES CITY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KING AND QUEEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KING GEORGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KING WILLIAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LANCASTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOUDOUN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| LOUISA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LUNENBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MADISON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MATHEWS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MECKLENBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NELSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEW KENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NORTHAMPTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NORTHUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NOTTOWAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ORANGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PAGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PATRICK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PITTSYLVANIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POWHATAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PRINCE EDWARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PRINCE GEORGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PRINCE WILLIAM COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PULASKI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RAPPAHANNOCK COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| RICHMOND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROANOKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROCKBRIDGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROCKINGHAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RUSSELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHENANDOAH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SMYTH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOUTHAMPTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SPOTSYLVANIA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| STAFFORD COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SURRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUSSEX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TAZEWELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARREN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WESTMORELAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WISE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WYTHE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YORK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALEXANDRIA CITY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| BRISTOL CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUENA VISTA CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLOTTESVILLE CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHESAPEAKE CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLONIAL HEIGHTS CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COVINGTON CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DANVILLE CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EMPORIA CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAIRFAX CITY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| FALLS CHURCH CITY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| FRANKLIN CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREDERICKSBURG CITY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GALAX CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPTON CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARRISONBURG CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOPEWELL CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEXINGTON CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LYNCHBURG CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MANASSAS CITY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MANASSAS PARK CITY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MARTINSVILLE CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEWPORT NEWS CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NORFOLK CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NORTON CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PETERSBURG CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POQUOSON CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PORTSMOUTH CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RADFORD CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICHMOND CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROANOKE CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SALEM CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STAUNTON CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUFFOLK CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VIRGINIA BEACH CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNESBORO CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILLIAMSBURG CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WINCHESTER CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND RESTON
Neighborhoods
Yorktown, Mount Vernon, Franconia, Lawyers Rd / Soapstone Dr, Grooms Ct / Whipper In Ct, Sunset Hills Rd / Hunter Mill Rd, Meadowville Ct / Stuart Rd, Sunrise Valley Dr / Monroe St, Baron Cameron Ave / Reston Pky, Edgemere Cir / Cameron Glen Dr, Lawyers Rd / Hunter Station Rd, Fairway Dr / Waterhaven Ct, Sunrise Valley Dr / Soapstone Dr, North Reston, Lake Anne Area, Uplands & South Reston.
Zip Codes
20170, 20190, 20191, 20192, 20194, 20195, 22181, 22182, 20120, 20121, 20171, 22003, 22015, 22033 & 22042
Counties
Fairfax County, Arlington County, Prince William County, Stafford County, Orange County, Culpepper County, Warren County, Fauquier County, Loudoun County, Clarke County, Frederick County, Rockingham County, Page County & Madison County.