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Reno Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Reno: A Blend of Urban Charm and Natural Beauty

The vibrant downtown Reno skyline, showcasing the city’s urban appeal.

Reno, known as the Biggest Little City in the World, offers a unique mix of urban sophistication and access to some of the nation’s most beautiful natural landscapes. From the bustling downtown area, known for its arts, culture, and entertainment, to the serene neighborhoods that offer a gateway to outdoor adventures in the Sierra Nevada, Reno provides a diverse living experience. Whether you’re attracted to the city’s thriving arts scene or the tranquility of nearby Lake Tahoe, Local Jumbo is here to guide you through Reno’s real estate market with mortgage solutions tailored to your needs.

Ready to explore homeownership in Reno? From modern downtown lofts to cozy homes with breathtaking mountain views, our network of Jumbo Verified™ lenders is prepared to offer competitive rates and personalized mortgage plans. Start your journey to homeownership in Reno today.

    Tailored Mortgage Solutions for Reno’s Diverse Real Estate

     Reno’s housing market reflects the city’s wide-ranging appeal, offering everything from luxury urban condos to spacious suburban homes and serene mountain retreats. Our lenders specialize in mortgage strategies that accommodate the variety of properties found across Reno, helping you find the desired home to suit your lifestyle.

    • A comprehensive selection of mortgage types for Reno properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Financing solutions designed for all types of buyers, supporting diverse housing needs and preferences throughout Reno.
    • Personalized mortgage plans that align with Reno’s lifestyle, whether you’re in the heart of the city or the surrounding natural beauty.
    • Expertise in Reno’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
    • Competitive rates to support your home purchase or refinancing in Reno, facilitating a smooth and rewarding homeownership experience.

    Secure Your Dream Home in Reno with Flexible Financing

    Reno offers a lifestyle that’s as varied as its landscape. We’re committed to finding a mortgage solution that not only meets your financial requirements but also supports your life in this vibrant city. Whether you’re enjoying the nightlife, exploring local art galleries, or embarking on outdoor adventures, your home will be the foundation of your Reno experience.


    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    CHURCHILL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DOUGLAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ELKO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ESMERALDA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    EUREKA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HUMBOLDT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LANDER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINCOLN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LYON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MINERAL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NYE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PERSHING COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STOREY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHOE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WHITE PINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARSON CITY $766,550 $981,500 $1,186,350 $1,474,400




      South Reno, Northwest, Old Northwest – West University, Southwest, East Reno, North Valleys, South Central, Northeast, Northeast, Mogul, Incline Village, Truckee, Verdi, Carson City, Indian Hills, Sparks, Tahoe Vista & Kingsbury.

      Zip Codes

      89501, 89502, 89503, 89506, 89508, 89509, 89510, 89511, 89512, 89519, 89521, 89523, 89533, 89555 & 89557


      Washoe County, Storey County, Carson City County, Douglas County, Lyon County, Mineral County, Esmeralda County, Nye County, Lander County, Churchill County, Pershing County, Humboldt County, Eureka County, Elko County & White Pine County.