Portland, Maine, nestled along the stunning shores of Casco Bay, offers a real estate market that combines coastal charm with urban convenience. From historic waterfront homes in the Old Port to modern condos with ocean views, Local Jumbo is your partner in finding a mortgage solution that complements Portland’s unique character.
Dreaming of a home by the sea in Portland’s picturesque neighborhoods? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your coastal aspirations in Portland!
Crafting Mortgage Solutions for Portland’s Diverse Homes
Portland’s real estate landscape is as diverse as its coastal views. Whether you’re captivated by the history of the Eastern Promenade or the artsy vibe of Munjoy Hill, our lenders offer mortgage strategies that cater to the unique architectural styles of Portland.
- Explore a variety of mortgage types for Portland’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from historic brownstones to waterfront condos.
- Mortgage plans that reflect the diversity of Portland’s neighborhoods, from arts districts to seaside escapes.
- Lending expertise tailored to Portland’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates for purchasing or refinancing, designed to suit the varied needs of Portland residents.
Aligning Your Mortgage with Portland’s Coastal Lifestyle
In Portland, where the sea breeze is your constant companion, your mortgage should complement your coastal lifestyle. Whether it’s a historic sea captain’s house in Munjoy Hill or a contemporary condo on the waterfront, our lenders craft mortgage solutions that resonate with your vision for coastal living in Portland.
2024 MAINE CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ANDROSCOGGIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AROOSTOOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENNEBEC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OXFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENOBSCOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PISCATAQUIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAGADAHOC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALDO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND PORTLAND
Neighborhoods
West End, Munjoy Hill, East End, Maine College of Art / Commercial St, Peaks Island / Cliff Island, City Center, Auburn St / Washington Ave, State St / York St, Deering / Rosemont & Bradleys Corner / Brighton Corner, Oakdale, Peaks Island & Back Cove.
Zip Codes
04019, 04050, 04101, 04102, 04103, 04104, 04107, 04108, 04109, 04112, 04122, 04123 & 04124
Counties
Cumberland County, York County, Oxford County, Androscoggin County, Franklin County, Kennebec County, Sagadahoc County, Lincoln County, Knox County, Waldo County, Somerset County, Piscataquis County, Penobscot County, Hancock County, Washington County & Aroostook County.