Philadelphia, the cradle of American democracy, is a city where the past and present coalesce into a vibrant tapestry of life. Known for its pivotal role in American history, Philadelphia is more than its historic landmarks; it’s a dynamic urban center brimming with cultural richness, culinary excellence, and innovative spirit. From the cobblestone streets of Old City to the verdant expanses of Fairmount Park, Philadelphia offers an eclectic urban experience. The city’s desirability is further enriched by its proximity to distinguished areas such as Rittenhouse Square, Society Hill, Chestnut Hill, and the Main Line, each offering unique living experiences within Philadelphia’s lively bounds.
Contemplating making Philadelphia your home? Our Jumbo Verified™ lender network is prepared to assist with competitive rates and mortgage plans tailored to Philadelphia’s distinctive real estate market. Whether you’re enchanted by a historic rowhouse, a contemporary condo with skyline views, or a suburban estate, we’re here to support your homeownership journey in the City of Brotherly Love.
Tailored Mortgage Solutions for Philadelphia’s Diverse Real Estate Landscape
Philadelphia’s real estate market mirrors the city’s diversity, presenting a wide array of properties from charming colonial homes to sleek, modern high-rises. Our lending experts are dedicated to offering mortgage strategies that align with your unique vision for a home in Philadelphia.
- A comprehensive array of mortgage types for Philadelphia properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions tailored to Philadelphia’s varied property landscape, aiming to match your home aspirations.
- Customized mortgage plans designed to complement your lifestyle in Philadelphia, whether you’re drawn to the historical heart or the modern pulse of the city.
- Profound expertise in Philadelphia’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Accessible rates to facilitate your home purchase or refinancing in Philadelphia, easing your path to homeownership.
Engage with Philadelphia’s Rich Lifestyle
Philadelphia is not just a place to live; it’s a community rich in opportunities for cultural engagement, historical exploration, and social connection. From the steps of the Philadelphia Museum of Art to the bustling markets of Reading Terminal, Philadelphia invites you to live fully and vibrantly.
2023 PENNSYLVANIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGHENY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARMSTRONG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEDFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRADFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUCKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMBRIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMERON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARBON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CENTRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEARFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLUMBIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAUPHIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELAWARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ERIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FOREST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUNTINGDON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INDIANA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JUNIATA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LACKAWANNA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEBANON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEHIGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUZERNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LYCOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCKEAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIFFLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTOUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTHUMBERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHILADELPHIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| POTTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHUYLKILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SNYDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUSQUEHANNA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIOGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VENANGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WESTMORELAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND PHILADELPHIA
Neighborhoods
Villa Nova, Merion Station, Thornton, Washington Crossing, Gladwyne, Dresher, Berwyn, Chester Springs, Jamison, Landenberg, Wilmington, Richboro, Chadds Ford, Bala Cynwyd & Center City West.
Zip Codes
19085, 19066, 19373, 18977, 19035, 19025, 19312, 19425, 18929, 19103, 19350, 16142, 16172, 18954, 19317 & 19004
Counties
Bucks County, Chester County, Delaware County, Montgomery County, Cumberland County, Allegheny County, Butler County, Northampton County, Dauphin County, Pike County, Lehigh County, York County, Montour County, Washington County & Lancaster County.