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Pennsylvania Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Pennsylvania: A Mosaic of History, Nature, and Innovation

The Philadelphia skyline, showcasing Pennsylvania’s rich urban life.

Pennsylvania, the Keystone State, stands as a testament to American history, natural beauty, and economic innovation. From the historic streets of Philadelphia to the industrial heritage of Pittsburgh, and the serene landscapes of the Pennsylvania Dutch Country, this state offers a diverse tapestry of living experiences. Pennsylvania’s appeal is further magnified by its proximity to affluent areas such as the Main Line, Hershey, Lehigh Valley, and the Poconos, providing residents with a variety of lifestyle choices amidst the state’s rich cultural and natural backdrop.

Dreaming of making Pennsylvania your home? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Pennsylvania’s unique real estate market. Whether you’re drawn to a colonial home in a historic neighborhood, a modern urban apartment, or a rustic retreat in the mountains, we’re here to guide you through your homeownership journey in Pennsylvania.




    Tailored Mortgage Solutions for Pennsylvania’s Diverse Real Estate Landscape

    Pennsylvania’s real estate market reflects the state’s wide-ranging appeal, offering a variety of properties from historic estates to contemporary urban dwellings. Our lending experts are equipped to provide mortgage strategies that align with your aspirations for life in Pennsylvania.

    • Explore a diverse range of mortgage types for Pennsylvania properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Benefit from financing solutions that embrace Pennsylvania’s eclectic mix of properties, helping you find your desired home.
    • Receive personalized mortgage plans that cater to your lifestyle in Pennsylvania, whether you’re seeking the historical charm or the tranquility of rural living.
    • Leverage our expertise in Pennsylvania’s housing market, with specialized financing options like Land, Construction, and Bridge loans available.
    • Enjoy competitive rates to support your home purchase or refinancing in Pennsylvania, making homeownership more accessible in the Keystone State.

    Embrace the Pennsylvania Lifestyle

    Pennsylvania offers more than a place to live; it offers a lifestyle rich with history, culture, and natural beauty. From exploring the battlefields of Gettysburg to enjoying the outdoor adventures in the Allegheny National Forest, Pennsylvania is a state that invites discovery and enjoyment at every turn.

    2024 PENNSYLVANIA CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ADAMS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ALLEGHENY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ARMSTRONG COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BEAVER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BEDFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BERKS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BLAIR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BRADFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BUCKS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BUTLER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAMBRIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAMERON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARBON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CENTRE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CHESTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLARION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLEARFIELD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLINTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    COLUMBIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CRAWFORD COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CUMBERLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DAUPHIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DELAWARE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ELK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ERIE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FAYETTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FOREST COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FRANKLIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FULTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GREENE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HUNTINGDON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    INDIANA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEFFERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JUNIATA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LACKAWANNA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LANCASTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LAWRENCE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEBANON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEHIGH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LUZERNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LYCOMING COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MCKEAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MERCER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MIFFLIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONROE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONTGOMERY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MONTOUR COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NORTHAMPTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NORTHUMBERLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PERRY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PHILADELPHIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PIKE COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    POTTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SCHUYLKILL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SNYDER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SOMERSET COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SULLIVAN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SUSQUEHANNA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TIOGA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    UNION COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    VENANGO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WARREN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WAYNE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WESTMORELAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WYOMING COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    YORK COUNTY $766,550 $981,500 $1,186,350 $1,474,400

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      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN PENNSYLVANIA

      Neighborhoods

      Bethlehem, Dunmore, Easton, Lansdale, Phoenixville, West Chester, Emmaus, Lansdowne, Norristown, Yeadon, Norwin, Gladwyne, Fox Chapel, Sewickley Heights & Lower Merlon Township.

      Zip Codes

      19035, 19085, 15142, 19041, 19010, 19436, 19477, 19312, 19066, 18938, 19087, 15238, 19103, 19072 & 18920

      Counties

      Lancaster County, Washington County, Montour County, York County, Lehigh County, Pike County, Dauphin County, Northampton County, Butler County, Allegheny County, Cumberland County, Delaware County, Bucks County, Montgomery County & Chester County.