Work with a local expert in Oxford on your Jumbo or Conforming mortgage loan for your new home purchase or existing loan refinance.
Find the loan program that meets your needs. See the array of 5,7 and 10 year fixed ARM’s (Adjustable Rate Mortgage’s), Interest Only ARM loans and 15, 20, 25 and 30 year fixed rate mortgages. Bridge, Cross-Collateralization, and Foreign National Mortgage Loans are also available.
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2023 MISSISSIPPI CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALCORN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AMITE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ATTALA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOLIVAR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHICKASAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHOCTAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAIBORNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COAHOMA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COPIAH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COVINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DESOTO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FORREST COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GEORGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRENADA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HANCOCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARRISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HINDS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOLMES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUMPHREYS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ISSAQUENA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ITAWAMBA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JASPER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON DAVIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JONES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KEMPER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAFAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAMAR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAUDERDALE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAWRENCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEFLORE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOWNDES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MADISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARSHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NESHOBA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEWTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NOXUBEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OKTIBBEHA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PANOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PEARL RIVER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PERRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PIKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PONTOTOC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PRENTISS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| QUITMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RANKIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHARKEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIMPSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SMITH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUNFLOWER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TALLAHATCHIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TATE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TIPPAH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TISHOMINGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUNICA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WALTHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WEBSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILKINSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WINSTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YALOBUSHA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YAZOO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND OXFORD
Neighborhoods
The University, The Square, Lamar Park Area, Medical District, Grand Oaks, Old Hwy 7 / Molly Barr Rd, College Hill / Alesville, Jackson Ave W / Anderson Rd, City Center, Spring Hill / Yocona, Taylor, U of Mississippi Main Campus / Jackson Ave W, Lafayette Springs / Altus & Burgess / Springdale.
Zip Codes
38655, 38675, 38601, 38673, 38677, 38874 & 38949
Counties
Lafayette County, Calhoun County, Yalobusha County, Panola County, Tate County, DeSoto County, Marshall County, Union County, Pontotoc County, Chickasaw County, Clay County, Oktibbeha County, Winston County, Neshoba County & Grenada County.