North Dakota, known as the Peace Garden State, offers a unique blend of serene landscapes, economic prosperity, and a strong sense of community. With its vast plains, majestic Badlands, and the bustling cities of Fargo, Bismarck, Grand Forks, and Minot, North Dakota provides a diverse living experience. The state is celebrated for its agricultural heritage, energy industry, and outdoor recreational activities, making it a desirable destination for homeowners seeking a balanced and peaceful lifestyle. The appeal of North Dakota is further enhanced by its proximity to affluent areas such as Fargo’s Rose Creek, Bismarck’s Promontory Point, Grand Forks’ King’s Walk, and Minot’s Bluffs, offering residents a variety of lifestyle choices amidst the state’s natural beauty.
Dreaming of a home in North Dakota? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for North Dakota’s unique real estate market. Whether you’re searching for a family home in a welcoming community, a modern urban apartment, or a secluded retreat in the countryside, let us guide you through your homeownership journey in North Dakota.
Tailored Mortgage Solutions for North Dakota’s Diverse Real Estate
North Dakota’s real estate market reflects the state’s wide-ranging appeal, offering a variety of properties from cozy suburban homes to spacious rural estates. Our lenders are experts in navigating this market, providing mortgage strategies that cater to the varied preferences of potential homeowners across North Dakota.
- A variety of mortgage types for North Dakota properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate the diverse range of property types found across North Dakota, supporting a broad spectrum of housing needs and preferences.
- Customized mortgage plans that reflect the unique lifestyle choices North Dakota offers, from its vibrant cities to tranquil countryside.
- Expertise in North Dakota’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in North Dakota, making homeownership more accessible in the Peace Garden State.
Experience North Dakota’s Welcoming Lifestyle
Living in North Dakota offers an exceptional lifestyle, marked by its blend of natural beauty, economic opportunity, and community spirit. We’re committed to helping you find a mortgage solution that supports your life in this serene state. Whether enjoying North Dakota’s outdoor activities, engaging in its thriving arts scene, or exploring its historic sites, your home in North Dakota will be a place of comfort and connection.
2024 NORTH DAKOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARNES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BILLINGS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOTTINEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOWMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURLEIGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAVALIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DIVIDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUNN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMMONS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FOSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOLDEN VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAND FORKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRIGGS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HETTINGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KIDDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAMOURE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCHENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCINTOSH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCKENZIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCLEAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOUNTRAIL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NELSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OLIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEMBINA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAMSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANSOM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RENVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROLETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARGENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERIDAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIOUX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SLOPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEELE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STUTSMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOWNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRAILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALSH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WELLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN NORTH DAKOTA
Neighborhoods
Horace, Bismark, Minot, Dickinson, Fargo, Grand Forks, West Fargo, Williston, Lincoln, Casselton, Valley City, Minot Afb, Mandan, Jamestown & Devils Lake.
Zip Codes
58847, 58854, 58441, 58838, 58776, 58835, 58831, 58006, 58801, 58793, 58784, 58843, 58849, 58769 & 58476
Counties
Burke County, Mercer County, Oliver County, Williams County, Burleigh County, Billings County, Divide County, Cass County, Foster County, Steele County, McKenzie County, Cowman County, La Moure County, McLean County, Pembina County & Grand Forks County.