Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
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2023 NORTH DAKOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARNES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BILLINGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOTTINEAU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOWMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BURKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BURLEIGH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAVALIER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DICKEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DIVIDE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DUNN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EDDY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EMMONS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FOSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOLDEN VALLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAND FORKS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRANT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRIGGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HETTINGER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KIDDER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAMOURE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCHENRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCINTOSH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCKENZIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCLEAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MOUNTRAIL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NELSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OLIVER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PEMBINA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PIERCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RAMSEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RANSOM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RENVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROLETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SARGENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHERIDAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIOUX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SLOPE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STARK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEELE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STUTSMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TOWNER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRAILL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WALSH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WELLS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILLIAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN NORTH DAKOTA
Neighborhoods
Horace, Bismark, Minot, Dickinson, Fargo, Grand Forks, West Fargo, Williston, Lincoln, Casselton, Valley City, Minot Afb, Mandan, Jamestown & Devils Lake.
Zip Codes
58847, 58854, 58441, 58838, 58776, 58835, 58831, 58006, 58801, 58793, 58784, 58843, 58849, 58769 & 58476
Counties
Burke County, Mercer County, Oliver County, Williams County, Burleigh County, Billings County, Divide County, Cass County, Foster County, Steele County, McKenzie County, Cowman County, La Moure County, McLean County, Pembina County & Grand Forks County.