Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Newark on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERGEN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| BURLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAPE MAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GLOUCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUDSON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| HUNTERDON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MONMOUTH COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MORRIS COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| OCEAN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PASSAIC COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SALEM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOMERSET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SUSSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| UNION COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND NEWARK
Neighborhoods
Forest Hill, University Heights, Lower Clinton Hill, Central Business District, Dayton – Weequahic Park, Springfield – Belmont, Mount Pleasant, Upper Roseville, South Broad Street, North Ironbound, Lower Vailsburg, Upper Vailsburg, Upper Clinton Hill, West Side & Fairmuont.
Zip Codes
07101, 07104, 07107, 07114, 07188, 07193, 07199, 07102, 07105, 07108, 07175, 07191, 07195, 07201, 07103, 07106, 07112, 07184, 07191 & 07198
Counties
Essex County, Hudson County, Bergen County, Passaic County, Sussex County, Morris County, Warren County, Hunterdon County, Somerset County, Middlesex County, Mercer County, Monmouth County, Ocean County & Burlington County.