New Mexico, known as the Land of Enchantment, offers a captivating mix of natural beauty, rich cultural heritage, and diverse living environments. From the stunning landscapes of the Sandia Mountains to the historic streets of Santa Fe and the vibrant life of Albuquerque, this state provides a unique backdrop for homeownership. Whether you’re attracted to the artistic communities, the outdoor adventures, or the tranquil desert vistas, New Mexico presents a variety of experiences for every lifestyle.
Considering making New Mexico your home? From adobe homes in Santa Fe to contemporary apartments in Albuquerque and serene rural retreats, our network of Jumbo Verified™ lenders is ready to offer competitive rates and mortgage plans tailored to the state’s unique market. Start your homeownership journey in New Mexico today.
Mortgage Solutions Tailored for New Mexico’s Diverse Real Estate
Reflecting the state’s wide-ranging appeal, the housing market here caters to a spectrum of preferences. Our lenders are skilled in creating mortgage strategies for the distinct mix of properties across New Mexico, assisting you to find a home that aligns with your desires and financial goals.
- Varied mortgage types available for properties across New Mexico: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that cater to all, from urban dwellings in bustling cities to secluded homes amidst natural beauty.
- Customized mortgage plans that consider New Mexico’s unique lifestyle, accommodating both the cultural vibrancy and the serenity of the landscape.
- In-depth market knowledge, offering specialized options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home buying or refinancing process in the state.
Embrace New Mexico’s Unique Lifestyle
New Mexico’s lifestyle, with its blend of cultural richness, outdoor activities, and community spirit, offers a unique living experience. We’re here to help you secure a mortgage that supports your life in this exceptional state. Whether it’s exploring ancient ruins, enjoying local cuisine, or simply taking in the breathtaking sunsets, your home in New Mexico will be a place of inspiration and comfort.
2024 NEW MEXICO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BERNALILLO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAVES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CIBOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CURRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DE BACA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DONA ANA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GUADALUPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HIDALGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOS ALAMOS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUNA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCKINLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTERO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| QUAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIO ARRIBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROOSEVELT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANDOVAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN JUAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAN MIGUEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANTA FE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIERRA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOCORRO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAOS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TORRANCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALENCIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN NEW MEXICO
Neighborhoods
Rio Rancho, Los Ranchos De Albuquerque, Farmington, Aztec, Albuquerque, Santa Fe, Ruidoso, Bloomfield, Los Lunas, Las Cruces, Los Alamos, White Rock, Placitas Cdp, Eldorado at Santa Fe & North Hobbs.
Zip Codes
87506, 87122, 87043, 87048, 87544, 87501, 87540, 87047, 87402, 88242, 87008, 87111, 88312, 87505 & 87508
Counties
Colfax County, Grant County, Mora County, Taos County, Lincoln County, Eddy County, Sandoval County, Bernalillo County, Santa Fe County, Los Alamos County, Catron County, De Baca County, San Juan County, Valencia County & Curry County.