Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERGEN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| BURLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAPE MAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GLOUCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUDSON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| HUNTERDON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MONMOUTH COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MORRIS COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| OCEAN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PASSAIC COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SALEM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOMERSET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SUSSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| UNION COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN NEW JERSEY
Neighborhoods
Alpine, Colts Neck, Short Hills, Sea Girt, Saddle River, Mendham, Little Silver, Martinsville Far Hills, Mountain Lakes, Essex Fells, Ho Ho Kus, Woodcliff Lake, Franklin Lakes, Warren & Chester.
Zip Codes
07620, 007078, 08750, 07458, 07931, 07722, 07739, 07945, 08836, 07046, 07021, 07423, 07677, 07417 & 07930
Counties
Hunterdon County, Morris County, Somerset County, Bergen County, Monmouth County, Mercer County, Sussex County, Burlington County, Cape May County, Middlesex County, Warren County, Essex County, Gloucester County, Hudson County & Ocean County.