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New Jersey Jumbo

Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.

Work with a local expert in New Jersey on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.


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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY

County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
ATLANTIC COUNTY $726,200 $929,850 $1,123,900 $1,396,800
BERGEN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
BURLINGTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CAMDEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CAPE MAY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
CUMBERLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
ESSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
GLOUCESTER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
HUDSON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
HUNTERDON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MERCER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
MIDDLESEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MONMOUTH COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
MORRIS COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
OCEAN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
PASSAIC COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
SALEM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
SOMERSET COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
SUSSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
UNION COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
WARREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800

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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN NEW JERSEY

Neighborhoods

Alpine, Colts Neck, Short Hills, Sea Girt, Saddle River, Mendham, Little Silver, Martinsville Far Hills, Mountain Lakes, Essex Fells, Ho Ho Kus, Woodcliff Lake, Franklin Lakes, Warren & Chester.

Zip Codes

07620, 007078, 08750, 07458, 07931, 07722, 07739, 07945, 08836, 07046, 07021, 07423, 07677, 07417 & 07930

Counties

Hunterdon County, Morris County, Somerset County, Bergen County, Monmouth County, Mercer County, Sussex County, Burlington County, Cape May County, Middlesex County, Warren County, Essex County, Gloucester County, Hudson County & Ocean County.