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New Jersey Jumbo

Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.

Work with a local expert in New Jersey on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.


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    2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ATLANTIC COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    BERGEN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    BURLINGTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CAMDEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CAPE MAY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CUMBERLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ESSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    GLOUCESTER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HUDSON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    HUNTERDON COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    MERCER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MIDDLESEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    MONMOUTH COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    MORRIS COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    OCEAN COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    PASSAIC COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    SALEM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SOMERSET COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    SUSSEX COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    UNION COUNTY $1,089,300 $1,394,775 $1,685,850 $2,095,200
    WARREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800

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      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN NEW JERSEY

      Neighborhoods

      Alpine, Colts Neck, Short Hills, Sea Girt, Saddle River, Mendham, Little Silver, Martinsville Far Hills, Mountain Lakes, Essex Fells, Ho Ho Kus, Woodcliff Lake, Franklin Lakes, Warren & Chester.

      Zip Codes

      07620, 007078, 08750, 07458, 07931, 07722, 07739, 07945, 08836, 07046, 07021, 07423, 07677, 07417 & 07930

      Counties

      Hunterdon County, Morris County, Somerset County, Bergen County, Monmouth County, Mercer County, Sussex County, Burlington County, Cape May County, Middlesex County, Warren County, Essex County, Gloucester County, Hudson County & Ocean County.