Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Nantucket on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 MASSACHUSETTS CONFORMING LOAN LIMITS BY COUNTY
County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
BARNSTABLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
BERKSHIRE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
BRISTOL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
DUKES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
ESSEX COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
HAMPDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
HAMPSHIRE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MIDDLESEX COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
NANTUCKET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
NORFOLK COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
PLYMOUTH COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
SUFFOLK COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
WORCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND NANTUCKET



Neighborhoods
Brant Point, Cisco, Cliff, Dionis, Edge of Town, Fisher’s Landing, Hummock Pond, Madaket, Wauwinet, Town, Miacomet, Mid-Island, Monomoy, Tom Nevers, Surfside, Nashaquisset, Naushop & Pocomo.
Zip Codes
02554, 02564, 02584, 02670, 02671, 02639, 02646, 02673, 02664, 02647, 02659, 02669, 02672, 02645 & 02633
Counties
Nantucket County, Dukes County, Barnstable County, Plymouth County, Bristol County, Norfolk County, Suffolk County, Essex County, Middlesex County, Worcester County, Hampden County, Hampshire County, Franklin County & Berkshire County.