Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Montgomery County on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 MARYLAND CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALLEGANY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANNE ARUNDEL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BALTIMORE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALVERT COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| CAROLINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CECIL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| DORCHESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREDERICK COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GARRETT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOWARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PRINCE GEORGE’S COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| QUEEN ANNE’S COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. MARY’S COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOMERSET COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TALBOT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WICOMICO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WORCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BALTIMORE CITY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MONTGOMERY COUNTY
Neighborhoods
North Potomac, North Bethesda, Garrett Park, South Kensington, Bethesda, Potomac, Chevy Chase, Rockville, Kensington, Forest Glen, Travilah, Somerset, Takoma Park, Derwood, Brookmont, Clarksburg & Olney.
Zip Codes
20813, 20814, 20815, 20816, 20817, 20818, 20824, 20825, 20830, 20833, 20837, 20838, 20841, 20842, 20847, 20848, 20854, 20855, 20859, 20860, 20862, 20868, 20871, 20874, 20879, 20882, 20891, 20895, 20896 & 20906
Counties
Montgomery County, Prince George’s County, Charles County, Saint Mary’s County, Calvert County, Anne Arundel County, Howard County, Baltimore City County, Baltimore County, Harford County, Cecil County, Carroll County, Frederick County, Washington County & Allegany County.