Montgomery County, nestled in the heart of the D.C. Metro Area, is known for its diverse communities and vibrant lifestyle. From the historic charm of Rockville to the suburban comfort of Bethesda, Local Jumbo is your partner in finding the right mortgage solution that suits the county’s unique character.
Are you looking to make Montgomery County your home or interested in refinancing in this dynamic region? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your aspirations in the D.C. Metro Area!
Crafting Mortgage Solutions for Montgomery County’s Diverse Homes
Montgomery County boasts a rich tapestry of homes, from historic residences in Takoma Park to the modern developments in Silver Spring. Our lenders offer mortgage strategies that cater to the varied architectural styles found across the county.
- Explore a variety of mortgage types for Montgomery County’s diverse properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from classic estates to contemporary townhomes.
- Mortgage plans designed to match the distinctive neighborhoods of Montgomery County, from historic downtowns to bustling suburbs.
- Lending expertise tailored to Montgomery County’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates for purchasing or refinancing, designed to meet the diverse needs of Montgomery County residents.
Aligning Your Mortgage with Montgomery County’s Thriving Lifestyle
Montgomery County offers a thriving lifestyle, and your mortgage should enhance that experience. Whether you’re drawn to the culture of Silver Spring or the tranquility of Potomac, our lenders create mortgage solutions that align with your vision for life in this dynamic county.
2024 MARYLAND CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALLEGANY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANNE ARUNDEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BALTIMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALVERT COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| CAROLINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CECIL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLES COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| DORCHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREDERICK COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| GARRETT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| PRINCE GEORGE'S COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| QUEEN ANNE'S COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. MARY'S COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SOMERSET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TALBOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WICOMICO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WORCESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BALTIMORE CITY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MONTGOMERY COUNTY
Neighborhoods
North Potomac, North Bethesda, Garrett Park, South Kensington, Bethesda, Potomac, Chevy Chase, Rockville, Kensington, Forest Glen, Travilah, Somerset, Takoma Park, Derwood, Brookmont, Clarksburg & Olney.
Zip Codes
20813, 20814, 20815, 20816, 20817, 20818, 20824, 20825, 20830, 20833, 20837, 20838, 20841, 20842, 20847, 20848, 20854, 20855, 20859, 20860, 20862, 20868, 20871, 20874, 20879, 20882, 20891, 20895, 20896 & 20906
Counties
Montgomery County, Prince George’s County, Charles County, Saint Mary’s County, Calvert County, Anne Arundel County, Howard County, Baltimore City County, Baltimore County, Harford County, Cecil County, Carroll County, Frederick County, Washington County & Allegany County.