Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Monmouth County on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
ATLANTIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
BERGEN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
BURLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
CAMDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
CAPE MAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
ESSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
GLOUCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
HUDSON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
HUNTERDON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
MIDDLESEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
MONMOUTH COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
MORRIS COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
OCEAN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
PASSAIC COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
SALEM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
SOMERSET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
SUSSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
UNION COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MONMOUTH COUNTY



Neighborhoods
Holmdel Township, Fair Haven, Sea Girt, Little Silver, Rumson, Robertsville, Brielle, Avon – by – the – Sea, Manasquan, Lincroft, Shrewsbury, Fairview, Spring Lake, Morganville, Red Bank, Strathmore, Colts Neck Township, Atlantic Highlands, Allentown, Upper Freehold Township, Shrewsbury Township, Matawan & West Freehold.
Zip Codes
07702, 07703, 07704, 07712, 07716, 07717, 07718, 07719, 07720, 07721, 07722, 07728, 07732, 07733, 07734, 07735, 07739, 07747 & 07748
Counties
Monmouth County, Ocean County, Burlington County, Atlantic County, Cape May County, Cumberland County, Salem County, Gloucester County, Camden County, Mercer County, Middlesex County, Somerset County, Hunterdon County & Union County.