In the heart of Alabama’s Gulf Coast, Mobile stands out with its unique blend of history and seaside charm. Local Jumbo steps in to navigate the varied real estate waters of this port city, offering mortgage solutions for everything from the quaint cottages of the Oakleigh Garden District to the sleek condos overlooking the bay.
Ready to anchor down in Mobile? Set sail with Local Jumbo’s Jumbo Verified™ lenders, charting a course to competitive rates and custom-fit mortgage solutions for your coastal abode or city retreat!
Navigating Mobile’s Real Estate Seas: Custom Mortgage Solutions
The real estate landscape in Mobile, where history meets the sea, demands a mortgage strategy as diverse as its properties. Our lending captains are at the helm, ready to guide you through options that fit not just in Mobile but also in its prestigious neighbors like Spanish Fort and Fairhope.
- Varied mortgage options: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
- Specialized lending for Mobile’s distinctive properties, including those needing Land and Construction loans
- Tailored mortgage strategies for Mobile and its upscale surrounding locales, such as Daphne and Gulf Shores
- Seasoned lenders who navigate the Mobile real estate waters with expertise
- Competitive rates for both home purchases and refinancing in Mobile
Chart Your Course in Mobile with Customized Mortgage Plans
Whether you’re captivated by Mobile’s historic avenues or its serene bay views, our lenders craft mortgage solutions that resonate with your property’s story and Mobile’s coastal tapestry.
2024 ALABAMA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| AUTAUGA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BALDWIN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BARBOUR COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BIBB COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BLOUNT COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BULLOCK COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| BUTLER COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CALHOUN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHAMBERS COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHEROKEE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHILTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CHOCTAW COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CLARKE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CLAY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CLEBURNE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COFFEE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COLBERT COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CONECUH COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COOSA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| COVINGTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CRENSHAW COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| CULLMAN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| DALE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| DALLAS COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| DEKALB COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ELMORE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ESCAMBIA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ETOWAH COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| FAYETTE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| FRANKLIN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| GENEVA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| GREENE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| HALE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| HENRY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| HOUSTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| JACKSON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| JEFFERSON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LAMAR COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LAUDERDALE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LAWRENCE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LEE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LIMESTONE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| LOWNDES COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MACON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MADISON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MARENGO COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MARION COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MARSHALL COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MOBILE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MONROE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MONTGOMERY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| MORGAN COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| PERRY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| PICKENS COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| PIKE COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 | |
| RUSSELL COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| ST. CLAIR COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| SHELBY COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| SUMTER COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| TALLADEGA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| TALLAPOOSA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| TUSCALOOSA COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WALKER COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WASHINGTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WILCOX COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
| WINSTON COUNTY | $ 766,550 | $ 981,500 | $ 1,186,350 | $ 1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MOBILE
Neighborhoods
Bolton, Orange Grove, Hannon Park, Brookwood, Parkhill, Pleasant Valley, Claremont, South Crichton, Westhill, Overton, Yorkwood, Malibar Heights, Dauphin Acres, Milkhouse, Second Creek, Westmont, Berkleigh & Terrace Hills.
Zip Codes
36603, 36604, 36605, 36606, 36608, 36609, 36610, 36611, 36612, 36613, 36617, 36618, 36619, 36693 & 36695.
Counties
Mobile County, Baldwin County, Escambia County, Washington County, Choctaw County, Clarke County, Monroe County, Conecuh County, Covington County, Butler County, Wilcox County, Marengo County, Sumter County, Dallas County & Perry County.