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2023 MINNESOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| AITKIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANOKA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BECKER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BELTRAMI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BIG STONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BLUE EARTH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BROWN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARLTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARVER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHIPPEWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHISAGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLEARWATER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COOK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COTTONWOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CROW WING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DAKOTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DODGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DOUGLAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FARIBAULT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FILLMORE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREEBORN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOODHUE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRANT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENNEPIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOUSTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUBBARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ISANTI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ITASCA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KANABEC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KANDIYOHI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KITTSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KOOCHICHING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAC QUI PARLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE OF THE WOODS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LE SUEUR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LYON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCLEOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MAHNOMEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARSHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARTIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MEEKER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MILLE LACS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORRISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MOWER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MURRAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NICOLLET COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NOBLES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NORMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OLMSTED COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTTER TAIL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PENNINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PIPESTONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POLK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POPE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RAMSEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RED LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| REDWOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RENVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROSEAU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. LOUIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHERBURNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIBLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEARNS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEELE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEVENS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SWIFT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TODD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRAVERSE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WABASHA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WADENA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASECA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WATONWAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILKIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WINONA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WRIGHT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YELLOW MEDICINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MINNEAPOLIS
Neighborhoods
Waite Park, Diamond Lake, Cedar – Isles – Dean, Morris Park, Hale, Armatage, Kenny, Fulton, Minnehaha, Cooper, Whittier, Marcy Holmes, Powderhorn Park, Willard Hay, Central, Cedar – Riverside, Jordan, Loring Park, Linden Hills & Kingfield.
Zip Codes
55111, 55404, 55408, 55412, 55416, 55401, 55405, 55409, 55413, 55417, 55402, 55406, 55410 55414, 55418, 5540, 55407, 55411, 55415 & 55419.
Counties
Hennepin County, Ramsey County, Anoka County, Sherburne County, Washington County, Dakota County, Scott County, Carver County, Wright County, Stearns County, Meeker County, McLeod County, Sibley County, Le Sueur County & Waseca County.