Minneapolis, known as the City of Lakes, offers a dynamic urban living experience. From the picturesque waterfront properties to the trendy neighborhoods, Local Jumbo is well-acquainted with Minneapolis’ unique real estate market. We offer tailored mortgage solutions to fit the diverse housing landscape of this vibrant city.
If you’re dreaming of homeownership in the City of Lakes, connect with our network of Jumbo Verified™ lenders for competitive rates and mortgage plans designed for Minneapolis’ urban lifestyle.
Crafting Mortgage Solutions for Minneapolis’ Diverse Homes
Minneapolis boasts diverse architectural styles and neighborhoods. Our lenders specialize in crafting mortgage strategies that align with the unique properties and locations across the city.
- Explore a variety of mortgage types designed for Minneapolis’ diverse homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for properties in vibrant neighborhoods and scenic lakeside areas.
- Mortgage plans tailored to Minneapolis’ distinctive urban neighborhoods, from Uptown to North Loop.
- Expertise tailored to Minneapolis’ unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing homes in the City of Lakes.
Your Mortgage, Your Minneapolis Experience
In Minneapolis, where cityscapes blend with natural beauty, your mortgage should enhance your unique urban experience.
2024 MINNESOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| AITKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANOKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BECKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BELTRAMI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BIG STONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLUE EARTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARLTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHIPPEWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHISAGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEARWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COOK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COTTONWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CROW WING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAKOTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DODGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FARIBAULT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FILLMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREEBORN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOODHUE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENNEPIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOUSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUBBARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISANTI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ITASCA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANABEC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KANDIYOHI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KITTSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOOCHICHING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAC QUI PARLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE OF THE WOODS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LE SUEUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LYON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCLEOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MAHNOMEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MEEKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MILLE LACS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MURRAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NICOLLET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOBLES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OLMSTED COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTTER TAIL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENNINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIPESTONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAMSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RED LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| REDWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RENVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROSEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LOUIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERBURNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIBLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEARNS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEELE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEVENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SWIFT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TODD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRAVERSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WABASHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WADENA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASECA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WATONWAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINONA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WRIGHT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YELLOW MEDICINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MINNEAPOLIS
Neighborhoods
Waite Park, Diamond Lake, Cedar – Isles – Dean, Morris Park, Hale, Armatage, Kenny, Fulton, Minnehaha, Cooper, Whittier, Marcy Holmes, Powderhorn Park, Willard Hay, Central, Cedar – Riverside, Jordan, Loring Park, Linden Hills & Kingfield.
Zip Codes
55111, 55404, 55408, 55412, 55416, 55401, 55405, 55409, 55413, 55417, 55402, 55406, 55410 55414, 55418, 5540, 55407, 55411, 55415 & 55419.
Counties
Hennepin County, Ramsey County, Anoka County, Sherburne County, Washington County, Dakota County, Scott County, Carver County, Wright County, Stearns County, Meeker County, McLeod County, Sibley County, Le Sueur County & Waseca County.