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2023 FLORIDA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALACHUA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BAKER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRADFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BREVARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BROWARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLOTTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CITRUS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLLIER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLUMBIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DESOTO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DIXIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DUVAL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESCAMBIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FLAGLER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GADSDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GILCHRIST COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GLADES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GULF COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMILTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENDRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HERNANDO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HIGHLANDS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HILLSBOROUGH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOLMES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| INDIAN RIVER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAFAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEVY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LIBERTY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MADISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MANATEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARTIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIAMI-DADE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $874,000 | $1,118,900 | $1,352,450 | $1,680,800 |
| NASSAU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OKALOOSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OKEECHOBEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ORANGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OSCEOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PALM BEACH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PASCO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PINELLAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POLK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PUTNAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. JOHNS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ST. LUCIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SANTA ROSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SARASOTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SEMINOLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUWANNEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TAYLOR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VOLUSIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAKULLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WALTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MIAMI
Neighborhoods
Fisher Island, Indian Creek Village, Venetian Islands, Gables Estates, Cocoplum, Mid – Beach Miami, High Pines, South Beach Miami, Golden Beach, Brickell, La Gorce, Key Biscayne, Star Island, Bal Harbour, Sunny Isles, Palm Island, Hibiscus Island & Surfside.
Zip Codes
33109, 33156, 33143, 33149, 33301, 33146, 33133, 33154, 33131, 33158, 33129, 33178, 33140, 33132, 33143, 33180, 33139, 33186 & 33185
Counties
Miami – Dade County, Collier County, St. Johns County, Martin County, Monroe County, Palm Beach County, Sarasota County, Indian River County, Seminole County, Lee County, Nassau County, Pinellas County, Broward County, Okaloosa County, Manatee County, Walton County, Brevard County & Hillsborough County.