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Memphis Jumbo

Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.

Work with a local expert in Memphis on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.


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    2023 TENNESSEE CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ANDERSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    BEDFORD COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    BENTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    BLEDSOE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    BLOUNT COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    BRADLEY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CAMPBELL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CANNON COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    CARROLL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CARTER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CHEATHAM COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    CHESTER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CLAIBORNE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CLAY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    COCKE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    COFFEE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CROCKETT COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    CUMBERLAND COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    DAVIDSON COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    DECATUR COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    DEKALB COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    DICKSON COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    DYER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    FAYETTE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    FENTRESS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    FRANKLIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    GIBSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    GILES COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    GRAINGER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    GREENE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    GRUNDY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HAMBLEN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HAMILTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HANCOCK COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HARDEMAN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HARDIN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HAWKINS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HAYWOOD COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HENDERSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HENRY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HICKMAN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HOUSTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    HUMPHREYS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    JACKSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    JEFFERSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    JOHNSON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    KNOX COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    LAKE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    LAUDERDALE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    LAWRENCE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    LEWIS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    LINCOLN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    LOUDON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MCMINN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MCNAIRY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MACON COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    MADISON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MARION COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MARSHALL COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MAURY COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    MEIGS COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MONROE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MONTGOMERY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MOORE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    MORGAN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    OBION COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    OVERTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    PERRY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    PICKETT COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    POLK COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    PUTNAM COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    RHEA COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ROANE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    ROBERTSON COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    RUTHERFORD COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    SCOTT COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SEQUATCHIE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SEVIER COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SHELBY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SMITH COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    STEWART COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SULLIVAN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    SUMNER COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    TIPTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    TROUSDALE COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    UNICOI COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    UNION COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    VAN BUREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WARREN COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WASHINGTON COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WAYNE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WEAKLEY COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WHITE COUNTY $726,200 $929,850 $1,123,900 $1,396,800
    WILLIAMSON COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750
    WILSON COUNTY $890,100 $1,139,500 $1,377,400 $1,711,750

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      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MEMPHIS

      Neighborhoods

      Windyke – Southwind, Cordova – Appling, Eads – Fisherville, River Oaks – Kirby – Balmoral, East Memphis – Colonial – Yorkshire, Hickory Ridge – South Riverdale, Raleigh, Midtown, Berclair – Highland Heights, White Haven – Coro Lake, Parkway Village – Oakhaven, Downtown & Shelby Forest – Frayser.

      Zip Codes

      38104, 38106, 38107, 38108, 38109, 38111, 38112, 38114, 38115, 38116, 38117, 38118, 38119, 38122, 38125, 38127, 38128, 38134, 38135, 38138, 38139 & 38141

      Counties

      Shelby County, Fayette County, Hardeman County, McNairy County, Hardin County, Chester County, Madison County, Haywood County, Tipton County, Lauderdale County, Crockett County, Henderson County, Decatur County, Perry County & Carroll County.