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2023 TENNESSEE CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ANDERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BEDFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BLEDSOE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BLOUNT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRADLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMPBELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CANNON COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEATHAM COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| CHESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAIBORNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COCKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COFFEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CROCKETT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DAVIDSON COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| DECATUR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DEKALB COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DICKSON COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| DYER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FENTRESS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GIBSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GILES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAINGER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRUNDY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMBLEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMILTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HANCOCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDEMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAWKINS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAYWOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENDERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HICKMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOUSTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUMPHREYS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JOHNSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KNOX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAUDERDALE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAWRENCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEWIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOUDON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCMINN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCNAIRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MACON COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| MADISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARSHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MAURY COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| MEIGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MOORE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OBION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OVERTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PERRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PICKETT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POLK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PUTNAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RHEA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROANE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROBERTSON COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| RUTHERFORD COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| SCOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SEQUATCHIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SEVIER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHELBY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SMITH COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| STEWART COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SULLIVAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMNER COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| TIPTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TROUSDALE COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| UNICOI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VAN BUREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WEAKLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WHITE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILLIAMSON COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
| WILSON COUNTY | $890,100 | $1,139,500 | $1,377,400 | $1,711,750 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MEMPHIS
Neighborhoods
Windyke – Southwind, Cordova – Appling, Eads – Fisherville, River Oaks – Kirby – Balmoral, East Memphis – Colonial – Yorkshire, Hickory Ridge – South Riverdale, Raleigh, Midtown, Berclair – Highland Heights, White Haven – Coro Lake, Parkway Village – Oakhaven, Downtown & Shelby Forest – Frayser.
Zip Codes
38104, 38106, 38107, 38108, 38109, 38111, 38112, 38114, 38115, 38116, 38117, 38118, 38119, 38122, 38125, 38127, 38128, 38134, 38135, 38138, 38139 & 38141
Counties
Shelby County, Fayette County, Hardeman County, McNairy County, Hardin County, Chester County, Madison County, Haywood County, Tipton County, Lauderdale County, Crockett County, Henderson County, Decatur County, Perry County & Carroll County.