Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
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2023 MASSACHUSETTS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARNSTABLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERKSHIRE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRISTOL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DUKES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| ESSEX COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPSHIRE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| NANTUCKET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| NORFOLK COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| PLYMOUTH COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| SUFFOLK COUNTY | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| WORCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND MASSACHUSETTS
Neighborhoods
Weston, Nantucket, Wellesley, Boston, Dover, Edgartown, Lincoln, Lexington, Manchester-by-the-Sea, Brookline, Newton, Osterville, Concord, Needham & Tisbury.
Zip Codes
02199, 02108, 02468, 02493, 02481, 02554, 02459, 02535, 02482, 02210, 02116, 02420, 02030, 02421 & 02467
Counties
Suffolk County, Nantucket County, Norfolk County, Middlesex County, Barnstable County, Plymouth County, Essex County, Dukes County, Worcester County, Hampshire County, Berkshire County, Franklin County, Bristol County & Hampden County.