Welcome to the Pelican State, Louisiana. Known for its rich cultural heritage, diverse landscapes, and vibrant cities, Louisiana offers a wide array of real estate opportunities. Whether you’re captivated by the historic charm of New Orleans’ French Quarter or the thriving tech scene in Baton Rouge, Local Jumbo is your partner in finding the ideal mortgage solution in Louisiana.
Ready to call Louisiana home or exploring refinancing options in the Pelican State? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a tailored mortgage plan that suits your goals in Louisiana.
Crafting Mortgage Solutions for Louisiana’s Unique Homes
Louisiana’s real estate scene is as diverse as its culture. From Creole cottages in Lafayette to modern condos in Shreveport, our lenders specialize in creating mortgage solutions that align with the unique character of Louisiana’s neighborhoods.
- Explore a variety of mortgage types for Louisiana’s diverse properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing options for homes ranging from historic estates to contemporary urban dwellings.
- Mortgage plans tailored to the individuality of Louisiana’s neighborhoods, from the bayous to the bustling city centers.
- Lending expertise to navigate Louisiana’s competitive real estate market.
- Competitive rates for both home purchase and refinancing throughout the Pelican State.
Aligning Your Mortgage with Louisiana’s Unique Lifestyle
Living in Louisiana means embracing a culture like no other, from the lively celebrations of Mardi Gras to the serene beauty of the bayous. Our lenders work to ensure your mortgage aligns with the vibrant lifestyle of the Pelican State.
2024 LOUISIANA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ACADIA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEN PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ASCENSION PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ASSUMPTION PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AVOYELLES PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAUREGARD PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BIENVILLE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOSSIER PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CADDO PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALCASIEU PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALDWELL PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMERON PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CATAHOULA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAIBORNE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CONCORDIA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DE SOTO PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EAST BATON ROUGE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EAST CARROLL PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EAST FELICIANA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EVANGELINE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IBERIA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IBERVILLE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON DAVIS PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFOURCHE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LA SALLE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOREHOUSE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NATCHITOCHES PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORLEANS PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OUACHITA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLAQUEMINES PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POINTE COUPEE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAPIDES PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RED RIVER PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SABINE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. BERNARD PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CHARLES PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. HELENA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JAMES PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOHN THE BAPTIST PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. LANDRY PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. MARTIN PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. MARY PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. TAMMANY PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TANGIPAHOA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TENSAS PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TERREBONNE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERMILION PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERNON PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEST BATON ROUGE PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEST CARROLL PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEST FELICIANA PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINN PARISH | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN LOUISIANA
Neighborhoods
Fort Polk South, Oak Hills Place, Shenandoah, Inniswold, Prairieville, Zachary, Old Jefferson, Village St. George, Alexandria, Gonzales, Central, Mandeville, Covington, Harahan & Slidell.
Zip Codes
70112, 70130, 70810, 70503, 70005, 70471, 70124, 70808, 70508, 70374, 70447, 70118, 70809, 70115 & 70518
Counties
St. Tammany County, Ascension County, La Salle County, East Baton Rouge County, Jefferson County, St. Charles County, Bossier County, Orleans County, Cameron County, Calcasieu County, Plaquemines County, Livingston County, Terrebonne County, Lafayette County & Caddo County.