Lincoln, the capital of Nebraska, thrives as a center of culture, education, and community spirit. With landmarks like the historic Haymarket District, the expansive Pioneers Park, and the University of Nebraska-Lincoln, the city offers a multifaceted living experience. Whether you’re attracted to the dynamic downtown area or the serene suburban neighborhoods, Local Jumbo is ready to assist you through Lincoln’s real estate market with mortgage solutions designed for your lifestyle.
Considering making Lincoln your home? From the energy of downtown living to the calm of suburban life, our network of Jumbo Verified™ lenders is here with competitive rates and tailored mortgage plans. Begin your homeownership journey in Lincoln today.
Custom Mortgage Solutions for Lincoln’s Diverse Housing Market
Reflecting the city’s diversity, Lincoln’s housing market offers everything from charming historic homes to contemporary urban apartments. Our lenders are adept at crafting mortgage strategies that accommodate the variety of properties in Lincoln, helping you find a home that suits your preferences.
- A broad selection of mortgage types for Lincoln properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions for all types of buyers, supporting diverse housing needs and preferences.
- Personalized mortgage plans that align with Lincoln’s unique lifestyle, from its vibrant districts to peaceful neighborhoods.
- In-depth expertise in Lincoln’s real estate market, ready to guide you with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Lincoln, facilitating a rewarding homeownership experience.
Supporting Your Lincoln Lifestyle with Flexible Financing
Lincoln’s lifestyle, marked by a strong sense of community and cultural richness, is waiting for you. We’re committed to finding a mortgage solution that meets your financial requirements while enhancing your life in Nebraska’s capital. Whether enjoying a Cornhuskers game or a leisurely day in one of the city’s parks, your home will be the foundation of your Lincoln experience.
2024 NEBRASKA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANTELOPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARTHUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BANNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOX BUTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOYD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUFFALO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CEDAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHASE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEYENNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLFAX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAKOTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAWES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAWSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEUEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DIXON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DODGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUNDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FILLMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRONTIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FURNAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GARDEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GARFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOSPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREELEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARLAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAYES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HITCHCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOOKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEARNEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEITH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEYA PAHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KIMBALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOUP COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCPHERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERRICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORRILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NANCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEMAHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NUCKOLLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTOE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAWNEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERKINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHELPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLATTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POLK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RED WILLOW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHARDSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARPY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAUNDERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTTS BLUFF COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERIDAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIOUX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STANTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| THAYER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| THOMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| THURSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHEELER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND LINCOLN
Neighborhoods
Country Club, Family Acres, 40th And A, Maple Village – Wedgewood, Colonial Hills, Far South, Salt Valley View, Bishop Park, Bicentennial Estates, Eastridge, University Place, Near South, West A, Family Acres, Highlands, South 48th Street, Clinton, Downtown & Meadowlane.
Zip Codes
68501, 68502, 68503, 68504, 68505, 68506, 68507, 68508, 68509, 68510, 68512, 68514, 68516, 68520, 68521, 68522, 68523, 68524, 68526, 68527, 68528, 68529, 68542, 68544, 68583 & 68588
Counties
Lancaster County, Gage County, Jefferson County, Saline County, Seward County, Butler County, Colfax County, Stanton County, Cuming County, Dodge County, Saunders County, Cass County, Otoe County, Johnson County & Pawnee County.