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2023 KENTUCKY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAIR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANDERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BALLARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BATH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOURBON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOYD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOYLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRACKEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BREATHITT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRECKINRIDGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BULLITT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUTLER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALDWELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALLOWAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMPBELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARLISLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHRISTIAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLINTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CRITTENDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DAVIESS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EDMONSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ELLIOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESTILL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FLEMING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FLOYD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FULTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GALLATIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GARRARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRANT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAVES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAYSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENUP COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HANCOCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARLAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARRISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HART COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENDERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HICKMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOPKINS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JESSAMINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JOHNSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KENTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KNOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KNOX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LARUE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAUREL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAWRENCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LESLIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LETCHER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEWIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LIVINGSTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LYON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCCRACKEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCCREARY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCLEAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MADISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MAGOFFIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARSHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARTIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MASON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MEADE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MENIFEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| METCALFE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MUHLENBERG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NELSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NICHOLAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OHIO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OLDHAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OWEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OWSLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PENDLETON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PERRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PIKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POWELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PULASKI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROBERTSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROCKCASTLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROWAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RUSSELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHELBY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIMPSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SPENCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TAYLOR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TODD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRIGG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRIMBLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WEBSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WHITLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WOLFE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WOODFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND LEXINGTON
Neighborhoods
Chevy Chase-Ashland Park, Reservorir, Indian Hills-Stonewall Estates-Monticello, Crestwood-Hinda Heights, Fairway-Liberty Heights, Garden Springs, Twin Oaks, Elkhorn Parks-Radcliff, Brookhaven-Lansdowne, Gardenside-Colony, Lakeview Acres, Coletown, Bracktown, Winchester Rd / Man O War Blvd & Athens / Avon.
Zip Codes
40502, 40503, 40504, 40505, 40506, 40507, 40508, 40509, 40510, 40511, 40513, 40514, 40515, 40516 & 40517
Counties
Fayette County, Woodford County, Franklin County, Henry County, Owen County, Scott County, Harrison County, Bourbon County, Clark County, Madison County, Estill County, Jackson County, Clay County, Rockcastle County & Laurel County.