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Las Vegas Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Las Vegas: Live in the Heart of Excitement

The iconic Las Vegas Strip at night, showcasing the city’s vibrant nightlife.

Las Vegas, globally renowned as the entertainment capital, offers more than just its world-famous Strip. Beyond the neon lights, the city is home to vibrant communities, luxurious estates, and serene neighborhoods. Whether you’re drawn to the high energy of downtown, the exclusive enclaves of Summerlin, or the waterfront lifestyle at Lake Las Vegas, Local Jumbo provides tailored mortgage solutions to help you secure your dream home in this dynamic city.

Ready to embrace the Las Vegas lifestyle? From high-rise condos offering stunning city views to tranquil homes in gated communities, our network of Jumbo Verified™ lenders is here to offer competitive rates and personalized mortgage plans. Begin your homeownership journey in Las Vegas today.

    Tailored Mortgage Solutions for Las Vegas’s Diverse Real Estate

    Las Vegas’s housing market is as diverse as its attractions, offering a wide range of living options. Our lenders specialize in mortgage strategies that cater to the unique mix of properties in Las Vegas, helping you find the ideal match for your lifestyle and financial goals.

    • A broad selection of mortgage types for Las Vegas properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Financing solutions designed for every type of property, from luxurious estates in exclusive neighborhoods to comfortable family homes.
    • Personalized mortgage plans that reflect the unique aspects of living in Las Vegas, accommodating both the city’s lively atmosphere and its quieter, residential sides.
    • Expertise in Las Vegas’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
    • Competitive rates to support your home purchase or refinancing in Las Vegas, making your transition to homeownership smooth and rewarding.

    Your Dream Home Awaits in Las Vegas

    Las Vegas is a city of endless possibilities, offering a lifestyle unmatched in its variety and excitement. We’re committed to finding you a mortgage solution that not only meets your financial needs but also supports your aspirations in this vibrant city. Whether you’re enjoying the nightlife, indulging in world-class dining, or relaxing in your peaceful neighborhood, your home will be the heart of your Las Vegas experience.


    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    CHURCHILL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    DOUGLAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ELKO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ESMERALDA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    EUREKA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HUMBOLDT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LANDER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINCOLN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LYON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MINERAL COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NYE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PERSHING COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    STOREY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHOE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WHITE PINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARSON CITY $766,550 $981,500 $1,186,350 $1,474,400




      Arrowhead @ The Ridges Real Estate, Azure @ The Ridges Real Estate, Boulder Ridge @ The Ridges Real Estate, Fairway Point @ The Ridges Real Estate, Falcon Ridge @, Indigo @ The Ridges Real Estate, Promontory @ The Ridges Real Estate, Redhawk @ The Ridges Real Estate, Rimrock @ The Ridges Real Esate, Silver Ridge @ The Ridges Real Estate, Sterling Ridge @ The Ridges Real Estate, The Pointe @ The Ridges Real Estate, Topaz Ridge @ The Ridges Real Estate, Anthem Country Club, Bellacre, Canyon Fairways, Canyon Gate Country Club, Eagle Hills, Lake Las Vegas, MacDonald Heights, Roma Hills, Mountain Trails, Queensridge, Seven Hills, Spanish Hills, Red Rock Country Club, Spanish Trail, Summerlin, Tournament Hills, The Palisades & The Estates @ Southern Highlands.

      Zip Codes

      89148, 89113, 89132, 89144, 89145, 89141, 89134, 89139, 89193, 89149, 89180, 89117, 89120, 89135 & 89129


      Carson City (Independent city), Churchill County, Clark County, Douglas County, Elko County, Esmeralda County, Eureka County, Humboldt County, Lander County, Lincoln County, Lyon County, Mineral County, Nye County, Pershing County, Storey County, Washoe County & White Pine County.