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2023 SOUTHERN CALIFORNIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALAMEDA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| ALPINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AMADOR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUTTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALAVERAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLUSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CONTRA COSTA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| DEL NORTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EL DORADO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| FRESNO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GLENN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUMBOLDT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IMPERIAL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| INYO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KERN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KINGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LASSEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOS ANGELES COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MADERA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARIN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MARIPOSA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MENDOCINO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCED COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MODOC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTEREY COUNTY | $915,400 | $1,171,900 | $1,416,550 | $1,760,400 |
| NAPA COUNTY | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
| NEVADA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ORANGE COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PLACER COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| PLUMAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RIVERSIDE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SACRAMENTO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| SAN BENITO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SAN BERNARDINO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN DIEGO COUNTY | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| SAN FRANCISCO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SAN JOAQUIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAN LUIS OBISPO COUNTY | $911,950 | $1,167,450 | $1,411,200 | $1,753,800 |
| SAN MATEO COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SANTA BARBARA COUNTY | $805,000 | $1,030,550 | $1,245,700 | $1,548,100 |
| SANTA CLARA COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SANTA CRUZ COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SHASTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIERRA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SISKIYOU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOLANO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SONOMA COUNTY | $861,350 | $1,102,700 | $1,332,900 | $1,656,450 |
| STANISLAUS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUTTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TEHAMA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRINITY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TULARE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUOLUMNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VENTURA COUNTY | $948,750 | $1,214,600 | $1,468,150 | $1,824,550 |
| YOLO COUNTY | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| YUBA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND LA JOLLA
Neighborhoods
Ashley Falls, Carmel Canyon, Rancho Santa Fe, Torrey Pines, La Jolla Farms, Pacific Beach, Hillcrest, Mission Hills, Balboa Park, Mission Beach, Little Italy, Carmel Valley, Old Town, North Park, Midtown, Ocean Beach, Serra Mesa, Wooded Area, Mission Valley East, La Jolla, Core-Columbia, Marina, La Jolla Village, Park West & Horton Plaza.
Zip Codes
92024, 92130, 92075, 92014, 92037, 92118, 92091, 92067, 92007, 92106, 92009, 92011, 92091, 92129, 92064, 92128, 92101, 92131 & 92127
Counties
San Diego County, Los Angeles County, Orange County, Riverside County, San Bernardino County, Kern County, Ventura County, Santa Barbara County, San Luis Obispo County & Imperial County.