Kansas, located in the heart of America, offers a diverse and welcoming environment for homeowners. From charming suburban neighborhoods to bustling urban areas like Wichita and Topeka, Local Jumbo is your trusted partner in finding the ideal mortgage solution in the Sunflower State.
Ready to make Kansas your home or looking to refinance in the Heartland? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a tailored mortgage plan that aligns with your aspirations in Kansas.
Crafting Mortgage Solutions for Kansas’ Diverse Homes
Kansas boasts a wide range of housing options, from historic homes in Lawrence to modern condos in Overland Park. Whether you prefer the suburban tranquility of Olathe or the urban buzz of Kansas City, Local Jumbo’s lenders specialize in creating mortgage solutions tailored to Kansas’ diverse housing landscape.
- Explore a variety of mortgage types for Kansas’ diverse properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for homes spanning from historic districts to modern urban developments.
- Mortgage plans crafted to fit the distinct neighborhoods and lifestyles of Kansas.
- Lending expertise to navigate the competitive real estate market in the Heartland.
- Competitive rates for both home purchase and refinancing in this diverse and welcoming state.
Aligning Your Mortgage with Kansas’ Heartland Values
Living in Kansas means being part of a welcoming community with strong Heartland values. Whether you’re attending local festivals, exploring the state’s natural beauty, or participating in community events, our lenders create mortgage solutions that align seamlessly with your vision of life in Kansas.
2024 KANSAS CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALLEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATCHISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARBER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOURBON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHASE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHAUTAUQUA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEROKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEYENNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLOUD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COFFEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COMANCHE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COWLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DECATUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DONIPHAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DOUGLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDWARDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELLIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELLSWORTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FINNEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEARY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOVE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREELEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARVEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HASKELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HODGEMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEARNY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KINGMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KIOWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LABETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEAVENWORTH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LYON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCPHERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MEADE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIAMI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MITCHELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORRIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEMAHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEOSHO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NORTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSAGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSBORNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTTAWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAWNEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PHILLIPS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POTTAWATOMIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRATT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAWLINS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RENO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| REPUBLIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RILEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROOKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUSH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUSSELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEDGWICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SEWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHAWNEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERIDAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SMITH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STAFFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STANTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEVENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| THOMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TREGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WABAUNSEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALLACE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WICHITA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WOODSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WYANDOTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN KANSAS
Neighborhoods
Mission Hills, Leawood, Fairway, Prairie Village, Overland Park, Westwood, Lenexa, Shawnee, Mission, Roeland Park, Andover, Mulvane, Derby, Bel Aire & Olathe.
Zip Codes
66211, 66224, 66221, 67230, 67206, 66208, 67228, 66209, 66206, 66220, 66085, 66013, 66207, 66610 & 67223
Counties
Johnson County, Scott County, Greeley County, Ness County, McPherson County, Butler County, Miami County, Leavensworth County, Shawnee County, Jefferson County, Sedgwick County, Lane County, Grant County, Pottawatomie County & Graham County.