Jackson, the capital city of Mississippi, boasts a rich history and a diverse real estate landscape. Whether you’re drawn to the historic homes in Belhaven or the modern developments in Fondren, Local Jumbo is your trusted partner for navigating Jackson’s real estate market. We provide tailored mortgage solutions that align with the unique character of this vibrant city.
If you’re considering homeownership in Jackson, connect with our network of Jumbo Verified™ lenders. We offer competitive rates and mortgage plans designed to suit the distinct charm of the capital city.
Crafting Mortgage Solutions for Jackson’s Unique Homes
Jackson’s neighborhoods offer a blend of architectural styles and cultural influences. Our lenders specialize in crafting mortgage strategies that align with the unique properties and locations found throughout the city.
- Explore a variety of mortgage types designed for Jackson’s diverse homes: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for properties in historic districts and modern urban centers.
- Mortgage plans tailored to the distinctive neighborhoods of Jackson, from Belhaven to Fondren.
- Expertise tailored to Jackson’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing homes in the capital city.
Your Mortgage, Your Jackson Experience
In Jackson, where history meets culture, your mortgage should enhance your unique capital city experience.
2024 MISSISSIPPI CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALCORN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AMITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ATTALA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOLIVAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHICKASAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHOCTAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAIBORNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COAHOMA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COPIAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COVINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DESOTO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FORREST COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEORGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRENADA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HINDS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOLMES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUMPHREYS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISSAQUENA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ITAWAMBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON DAVIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JONES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEMPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAFAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAMAR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAUDERDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEFLORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOWNDES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NESHOBA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOXUBEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OKTIBBEHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PANOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEARL RIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PONTOTOC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRENTISS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| QUITMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANKIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHARKEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIMPSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SMITH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUNFLOWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TALLAHATCHIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TATE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIPPAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TISHOMINGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUNICA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALTHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WINSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YALOBUSHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YAZOO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND JACKSON
Neighborhoods
Heatherton, Sherwood-Audubon Area, Sheffield, Mcleod, Heatherwood, Northeast, East Brooke, Lake Trace, Barrington Woods, Presto Heights, Lakeland Dr / Ridgewood Rd, Belhaven U / Peachtree St, U of Mississippi Medical Center / N West St, Ridgewood Rd / E Northside Dr & County Line Rd / Pear Orchard Rd.
Zip Codes
39056, 39174, 39201, 39205, 39207, 39209, 39210, 39211, 39213, 39215, 39127, 39225, 39232, 39236, 39250, 39271, 39272, 39282, 39284 & 39289
Counties
Hinds County, Copiah County, Lincoln County, Franklin County, Jefferson County, Claiborne County, Warren County, Sharkey County, Yazoo County, Holmes County, Madison County, Rankin County, Simpson County, Lawrence County & Jefferson Davis County.