Indianapolis, often called the Crossroads of America, boasts a thriving real estate market with something for everyone. From historic neighborhoods like Irvington to bustling downtown condos, the Circle City has it all. Local Jumbo is your trusted partner in making homeownership dreams come true in this dynamic and growing city.
Ready to call Indianapolis home or considering refinancing in the Circle City? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a tailored mortgage plan that fits your aspirations in the Crossroads of America.
Crafting Mortgage Solutions for Indianapolis’ Diverse Homes
Indianapolis’ real estate landscape is as diverse as its neighborhoods. From classic brick homes in Broad Ripple to modern developments downtown, there’s a wide range of housing options. Local Jumbo’s lenders specialize in crafting mortgage solutions designed to complement Indianapolis’ unique housing market.
- Explore a variety of mortgage types for Indianapolis’ diverse properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing for homes spanning from historic districts to trendy urban living.
- Mortgage plans tailored to Indianapolis’ distinct neighborhoods, from suburban tranquility to downtown excitement.
- Lending expertise to navigate the competitive real estate market in the Circle City.
- Competitive rates for both home purchase and refinancing in this dynamic and growing city.
Aligning Your Mortgage with Indianapolis’ Vibrant Lifestyle
Indianapolis offers a vibrant lifestyle with a thriving cultural scene, professional sports, and beautiful parks. Whether you’re cheering on the Colts, enjoying a night at the symphony, or strolling through White River State Park, our lenders craft mortgage solutions that seamlessly align with your vision of life in the Circle City.
2024 INDIANA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARTHOLOMEW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLACKFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARROLL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DAVIESS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEARBORN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DECATUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DEKALB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELAWARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUBOIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELKHART COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLOYD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FOUNTAIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FULTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GIBSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMILTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENDRICKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOWARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HUNTINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JENNINGS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JOHNSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KNOX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOSCIUSKO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAGRANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAPORTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAWRENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARTIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIAMI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTGOMERY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NOBLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OHIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OWEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PARKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PORTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PULASKI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RIPLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RUSH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOSEPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCOTT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHELBY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPENCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STARKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEUBEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SULLIVAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SWITZERLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIPPECANOE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TIPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VANDERBURGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VERMILLION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VIGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WABASH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARRICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WELLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WHITLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND INDIANAPOLIS
Neighborhoods
Glendale, North Central, Allisonville, Broad Ripple, Butler – Tarkington, Clearwater, Traders Point, Wynnedale – Spring Hill, Meridian Kessler, Delaware Trails, Devon, Castleton, Millersville, Fall Creek & Ravenswood.
Zip Codes
46077, 46183, 46204, 46208, 46213, 46219, 46107, 46201, 46205, 46209, 46214, 46220, 46113, 46202, 46206, 46210, 46217, 46221, 46163, 46203, 46207, 46211, 46218, & 46222
Counties
Marion County, Hancock County, Shelby County, Johnson County, Morgan County, Hendricks County, Boone County, Clinton County, Tipton County, Hamilton County, Madison County, Delaware County, Henry County, Rush County & Bartholomew County.