Grosse Pointe, a serene lakeside oasis just minutes from the hustle and bustle of Detroit, offers an idyllic setting for luxurious living. The real estate market here is a blend of historic charm and modern elegance. From the waterfront estates along Lake St. Clair to the timeless homes in the Shores, Local Jumbo understands the unique real estate market in Grosse Pointe and offers mortgage solutions tailored to this lakeside paradise.
If you dream of lakeside luxury living in Grosse Pointe, connect with our network of Jumbo Verified™ lenders for competitive rates and mortgage plans that bring this dream within reach.
Crafting Mortgage Solutions for Grosse Pointe’s Unique Homes
Grosse Pointe’s real estate is a testament to timeless elegance. Our lenders specialize in crafting mortgage strategies that align with the unique architectural styles and waterfront locations of Grosse Pointe.
- Explore a variety of mortgage types designed for Grosse Pointe’s unique properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Innovative financing for a range of homes, from waterfront estates to classic residences.
- Mortgage plans tailored to Grosse Pointe’s distinctive neighborhoods, from Lake Shore to the Hill.
- Expertise tailored to Grosse Pointe’s unique real estate market, including Land, Construction, Bridge, Cross-Collateralization, and Foreign National loans.
- Competitive rates designed for purchasing or refinancing homes in Grosse Pointe’s lakeside paradise.
Your Mortgage, Your Lakeside Lifestyle
In Grosse Pointe, where the serene beauty of Lake St. Clair meets historic charm, your mortgage should complement your lakeside lifestyle.
2024 MICHIGAN CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ALCONA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLEGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALPENA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANTRIM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ARENAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARAGA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENZIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERRIEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRANCH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLEVOIX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEBOYGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHIPPEWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLINTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CRAWFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DELTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKINSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EATON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMMET COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GENESEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GLADWIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOGEBIC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAND TRAVERSE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRATIOT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HILLSDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HOUGHTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HURON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| INGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IONIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IOSCO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IRON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ISABELLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALAMAZOO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KALKASKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KEWEENAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAPEER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEELANAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LENAWEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LIVINGSTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LUCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACKINAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MACOMB COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MANISTEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARQUETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MECOSTA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MENOMINEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MIDLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MISSAUKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTCALM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONTMORENCY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MUSKEGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWAYGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OAKLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OCEANA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OGEMAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONTONAGON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCEOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OSCODA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTSEGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OTTAWA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRESQUE ISLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROSCOMMON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SAGINAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. CLAIR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ST. JOSEPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SANILAC COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SCHOOLCRAFT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHIAWASSEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUSCOLA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VAN BUREN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHTENAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEXFORD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND GROSSE POINTE
Neighborhoods
E Jefferson Ave / Balfour St, Kercheval St / Cadieux Rd, City Center, Grosse Pointe Shores, Northville, Grosse Pointe Park, Northville Township, Grosse Pointe Farms, Grosse Pointe Woods, Plymouth, Canton Charter Township & Village of Grosse Pointe Shores.
Zip Codes
48230, 48111, 48124, 48125, 48126, 48127, 48135, 48141, 48146, 48150, 48154, 48170, 48180, 48183, 48185, 48186, 48187, 48195, 48203, 48205 & 48212
Counties
Wayne County, Macomb County, Saint Clair County, Sanilac County, Huron County, Tuscola County, Lapeer County, Genesee County, Oakland County, Livingston County, Washtenaw County, Monroe County, Lenawee County, Hillsdale County & Jackson County.