Fargo, the largest city in North Dakota, stands as a beacon of urban energy and community spirit in the heart of the Great Plains. Known for its thriving arts scene, innovative business environment, and welcoming neighborhoods, Fargo offers a rich quality of life that attracts professionals, families, and students alike. The city’s appeal is further enhanced by its proximity to affluent areas such as Rose Creek, Osgood, Bluemont Lakes, and Prairiewood, providing residents with a variety of lifestyle choices amidst Fargo’s vibrant urban landscape.
Dreaming of a home in Fargo? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Fargo’s unique real estate market. Whether you’re looking for a downtown loft, a family home in a quiet suburb, or a modern residence near the city’s parks and cultural venues, let us guide you through your homeownership journey in Fargo.
Tailored Mortgage Solutions for Fargo’s Diverse Real Estate
Fargo’s real estate market reflects the city’s dynamic growth and diversity, offering a range of properties from chic urban apartments to spacious suburban homes. Our lenders are experts in navigating this market, providing mortgage strategies that cater to the varied preferences of potential homeowners in Fargo.
- A variety of mortgage types for Fargo properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions that accommodate the diverse range of property types found in Fargo, supporting a broad spectrum of housing needs and preferences.
- Customized mortgage plans that reflect the unique lifestyle choices Fargo offers, from its bustling city life to tranquil suburban living.
- Expertise in Fargo’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Fargo, making homeownership more accessible in North Dakota’s largest city.
Experience Fargo’s Vibrant Lifestyle
Living in Fargo offers an exceptional lifestyle, marked by its blend of economic opportunity, cultural activities, and community engagement. We’re committed to helping you find a mortgage solution that supports your life in this energetic city. Whether exploring Fargo’s museums and galleries, enjoying its diverse culinary scene, or participating in community events, your home in Fargo will be a place of comfort and connection.
2024 NORTH DAKOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARNES COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BILLINGS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOTTINEAU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOWMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BURLEIGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAVALIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DICKEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DIVIDE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DUNN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EMMONS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FOSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOLDEN VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRAND FORKS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRIGGS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HETTINGER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KIDDER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAMOURE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCHENRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCINTOSH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCKENZIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCLEAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MOUNTRAIL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NELSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OLIVER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PEMBINA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PIERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RAMSEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANSOM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RENVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROLETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SARGENT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHERIDAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SIOUX COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SLOPE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STEELE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| STUTSMAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TOWNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TRAILL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WALSH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WARD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WELLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND FARGO
Neighborhoods
City Center, North River / North Dakota State U-Main Campus, 40th Ave S / S University Drive, 25th St SW / 30th Ave SW, Elm St N / 19th Ave N, S University Dr / 24th Ave S, 10th St S / 35th Ave S, 16th Ave E / 14th St E, 9th St S / 5th Ave S, 20th Ave S / 15th St SW.
Zip Codes
58102, 58103, 58104, 58105, 58106, 58107, 58108, 58109, 58121, 58122, 58124, 58125 & 58126
Counties
Cass County, Traill County, Grand Forks County, Walsh County, Ramsey County, Benson County, Nelson County, Griggs County, Steele County, Barnes County, La Moure County, Dickey County, Ransom County, Sargent County & Richland County.