Work with a local expert in Fargo on your Jumbo or Conforming mortgage loan for your new home purchase or existing loan refinance.
Find the loan program that meets your needs. See the array of 5,7 and 10 year fixed ARM’s (Adjustable Rate Mortgage’s), Interest Only ARM loans and 15, 20, 25 and 30 year fixed rate mortgages. Bridge, Cross-Collateralization, and Foreign National Mortgage Loans are also available.
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2023 NORTH DAKOTA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARNES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BILLINGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOTTINEAU COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOWMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BURKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BURLEIGH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAVALIER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DICKEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DIVIDE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DUNN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EDDY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EMMONS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FOSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GOLDEN VALLEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRAND FORKS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRANT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRIGGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HETTINGER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KIDDER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAMOURE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCHENRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCINTOSH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCKENZIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCLEAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MOUNTRAIL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NELSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OLIVER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PEMBINA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PIERCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RAMSEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RANSOM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RENVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROLETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SARGENT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHERIDAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIOUX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SLOPE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STARK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STEELE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STUTSMAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TOWNER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRAILL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WALSH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WELLS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILLIAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND FARGO
Neighborhoods
City Center, North River / North Dakota State U-Main Campus, 40th Ave S / S University Drive, 25th St SW / 30th Ave SW, Elm St N / 19th Ave N, S University Dr / 24th Ave S, 10th St S / 35th Ave S, 16th Ave E / 14th St E, 9th St S / 5th Ave S, 20th Ave S / 15th St SW.
Zip Codes
58102, 58103, 58104, 58105, 58106, 58107, 58108, 58109, 58121, 58122, 58124, 58125 & 58126
Counties
Cass County, Traill County, Grand Forks County, Walsh County, Ramsey County, Benson County, Nelson County, Griggs County, Steele County, Barnes County, La Moure County, Dickey County, Ransom County, Sargent County & Richland County.