Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
Work with a local expert in Essex County on your Jumbo, Conforming, FHA or VA mortgage loan for your new home purchase or existing loan refinance.
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2023 NEW JERSEY CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ATLANTIC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERGEN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| BURLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAMDEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CAPE MAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUMBERLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ESSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| GLOUCESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUDSON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| HUNTERDON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIDDLESEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MONMOUTH COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| MORRIS COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| OCEAN COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| PASSAIC COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SALEM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SOMERSET COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| SUSSEX COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| UNION COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND ESSEX COUNTY
Neighborhoods
Upper Montclair, Short Hills, Glen Ridge, Livingston Township, South Orange Village, North Caldwell, Essex Fells, Maplewood Township, Brookdale, Verona Township, West Orange Township, Roseland, Nutley Township, Cedar Grove Township, Caldwell, West Caldwell Township, Fairfield Township, Downtown, Seventh Avenue, Silver Lake & Upper Vailsburg.
Zip Codes
07003, 07004, 07006, 07017, 07040, 07042, 07044, 07052, 07068, 07078, 07079, 07102, 07105, 07109, 07110, 07111 & 07114
Counties
Essex County, Hudson County, Bergen County, Passaic County, Sussex County, Warren County, Morris County, Middlesex County, Somerset County, Hunterdon County, Mercer County, Ocean County & Burlington County.