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Essex County Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Essex County: A Mosaic of Cultural Richness and Diverse Communities

The Newark skyline, representing Essex County’s urban landscape.

Essex County, nestled in the heart of New Jersey, is a dynamic blend of urban energy, suburban comfort, and rich cultural heritage. Home to Newark, New Jersey’s largest city, and charming towns like Montclair and Maplewood, Essex County offers a variety of living experiences. From Newark’s bustling arts and culinary scene to the tranquil parks and historic homes of its suburban towns, Essex County is where history, culture, and modernity converge. Whether attracted to the cultural diversity, educational opportunities, or the green spaces like Branch Brook Park, Local Jumbo is ready to assist you through Essex County’s real estate market with mortgage solutions designed for the county’s unique lifestyle.

Considering making Essex County your home? From modern apartments in urban centers to spacious homes in serene neighborhoods, our network of Jumbo Verified™ lenders is here to provide competitive rates and customized mortgage plans. Start exploring your home financing options in Essex County today.

    Custom Mortgage Solutions for Essex County’s Varied Real Estate

    Essex County’s housing market mirrors the county’s diverse appeal, offering a range of properties from high-rise apartments to single-family homes and secluded estates. Our lenders excel in developing mortgage strategies that match the wide array of homes across Essex County, assisting you to find a residence that suits your lifestyle and financial aspirations.

    • A diverse array of mortgage types for properties in Essex County: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
    • Financing solutions for all types of properties, supporting a range of housing needs and preferences throughout Essex County.
    • Personalized mortgage plans that embrace Essex County’s unique character, catering to urban, suburban, and rural preferences.
    • In-depth knowledge of Essex County’s housing market, offering specialized financing options like Land, Construction, and Bridge loans.
    • Competitive rates to assist your home purchase or refinancing in Essex County, helping with a straightforward path to homeownership.

    Discover Your Ideal Home in Essex County

    Essex County’s lifestyle, marked by its community spirit, cultural diversity, and access to both urban and natural amenities, offers a compelling choice for residents. We’re committed to securing a mortgage solution that meets your financial needs while supporting your aspirations in this vibrant New Jersey county. Whether exploring Newark’s arts scene, enjoying Montclair’s suburban charm, or relaxing in the county’s parks, your home in Essex County will be a haven of comfort and connection.


    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ATLANTIC COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BERGEN COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    BURLINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAMDEN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAPE MAY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CUMBERLAND COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ESSEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    GLOUCESTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    HUDSON COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    HUNTERDON COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MERCER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MIDDLESEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MONMOUTH COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    MORRIS COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    OCEAN COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    PASSAIC COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    SALEM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SOMERSET COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    SUSSEX COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    UNION COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    WARREN COUNTY $766,550 $981,500 $1,186,350 $1,474,400




      Upper Montclair, Short Hills, Glen Ridge, Livingston Township, South Orange Village, North Caldwell, Essex Fells, Maplewood Township, Brookdale, Verona Township, West Orange Township, Roseland, Nutley Township, Cedar Grove Township, Caldwell, West Caldwell Township, Fairfield Township, Downtown, Seventh Avenue, Silver Lake & Upper Vailsburg.

      Zip Codes

      07003, 07004, 07006, 07017, 07040, 07042, 07044, 07052, 07068, 07078, 07079, 07102, 07105, 07109, 07110, 07111 & 07114


      Essex County, Hudson County, Bergen County, Passaic County, Sussex County, Warren County, Morris County, Middlesex County, Somerset County, Hunterdon County, Mercer County, Ocean County & Burlington County.