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District of Columbia Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Embracing the District of Columbia’s Diverse Real Estate with Local Jumbo

The District of Columbia, a symbol of American heritage and global diplomacy, offers a multifaceted real estate market. Local Jumbo provides expert mortgage solutions for the District’s array of properties, from historic row houses in Capitol Hill to contemporary condos in NoMa.

Ready to find your space in the District of Columbia’s unique urban tapestry? Local Jumbo’s network of Jumbo Verified™ lenders offers competitive rates and personalized mortgage solutions for your D.C. home!

    Customized Mortgage Options for the District’s Varied Properties

    In the District of Columbia, where political landmarks and urban living converge, your mortgage strategy needs to be as dynamic as the cityscape. Our lenders are adept at finding the right fit for properties across the District, including prestigious areas like Georgetown and Woodley Park.

    • A diverse range of mortgage types for the District’s eclectic properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans
    • Specialized financing options for the District’s unique real estate, including 5,7 and 10-year fixed ARM’s, and Land and Construction loans
    • Tailored mortgage solutions for the District and its upscale neighborhoods, like Adams Morgan and the Southwest Waterfront
    • Expert lenders with in-depth understanding of the District’s real estate market
    • Competitive rates for purchasing or refinancing in the District, including Bridge, Cross-Collateralization, Foreign National, and Construction mortgage loans

    Aligning Your Mortgage with the District’s Unique Urban Landscape

    Whether you’re captivated by the bustling corridors of Downtown D.C. or the serene streets of Cleveland Park, our lenders create mortgage plans that resonate with your property’s story and the District’s vibrant urban environment.


    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    DISTRICT OF COLUMBIA $1,149,825 $1,472,250 $1,779,525 $2,211,600




      Great Falls, McLean, The Chevy Chases, North Arlington, Georgetown, Spring Valley, Foxhall Crescent, Kent, Forest Hills North, Cleveland Park West, Logan Circle Northeast, Tenleytown North, Palisades, Massachusetts Heights & Cathedral Heights.

      Zip Codes

      22066, 22101, 20015, 20815, 22207, 20007, 20854, 20816, 20817, 22205, 20510, 20004, 20016, 20008, 20431, 20037, 20006, 20520, 20045 & 20036


      Technically no counties. It is divided into Wards (8 total) & 37 Advisory Neighborhood Commissions (ANCs) within these wards.

      Ward #1

      Adams Morgan, Columbia Heights, Le Droit Park, Mount Pleasant, Park View, Pleasant Plains Shaw.

      Ward #2

      Burleith, Downtown, Dupont Circle, Foggy Bottom, Georgetown, Sheridan Kalorama, Logan Circle, Mount Vernon Sqaure, Shaw & West End.

      Ward #3

      American University Park, Berkley, Cathedral Heights, Chevy Chase, Cleveland Park, Colony Hill, Forest Hills, Foxhall, Friendship Heights, Glover Park, Kent, Massachusetts Heights, McLean Gardens, North Cleveland Park, Observatory Circle, The Palisades, Potomac Heights, Spring Valley, Tenleytown, Wakefield, Wesley Heights, Woodland-Normanstone Terrace & Woodley Park (Part of the neighborhood is also in Ward 1).

      Ward #4

      Barnaby Woods, Brightwood, Brightwood Park, Colonial Village, Crestwood, Fort Totten, Hawthorne, Manor Park, Petworth, Riggs Park, Lamond-Riggs, Shepherd Park, Sixteenth Street Heights & Takoma.

      Ward #5

      Arboretum, Bloomingdale, Brentwood, Brookland, Carver Langston, Eckington, Edgewood, Fort Lincoln, Fort Totten (Part of the neighborhood is also in ward 4), Gateway, Ivy City, Riggs Park (Part of the neighborhood is also in ward 4), Langdon, Michigan Park, North Michigan Park, Pleasant Hill, Stronghold / Metropolis View, Trinidad, Truxton Circle & Woodridge.

      Ward #6

      Barney Circle, Capitol Hill, Chinatown, Judiciary Square, Kingman Park, Navy Yard / Near Southeast, Old City / Near Northeast, Penn Quarter, NoMa, Southwest Federal Center, Southwest Waterfront, Sursum Corda, Swampoodle & Union Station.

      Ward #7

      Benning Heights, Benning Ridge, Benning, Burrville, Capitol View, Civic Betterment, Deanwood, Dupont Park, Eastland Gardens, Fairfax Village, Fairlawn, Fort Davis, Fort Dupont, Good Hope, Grant Park, Greenway, Hillbrook, Hillcrest, Kenilworth, Kingman Park, Lincoln Heights, Mahaning Heights, Marshall Heights, Mayfair, Naylor Gardens, Penn Branch, Randle Highlands, River Terrace, Skyland, Summit Park & Twining.

      Ward #8

      Anacostia, Barry Farm, Bellevue, Buena Vista, Congress Heights, Douglass, Fairlawn, Garfield heights, Knox Hill, Shipley Terrace, Washington Highlands & Woodland.