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2023 IOWA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAIR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ADAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLAMAKEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| APPANOOSE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AUDUBON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BENTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BLACK HAWK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BREMER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUCHANAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUENA VISTA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUTLER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CASS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CEDAR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CERRO GORDO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEROKEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHICKASAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAYTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLINTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CRAWFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DALLAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DAVIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DECATUR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DELAWARE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DES MOINES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DICKINSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DUBUQUE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EMMET COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FLOYD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FREMONT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRUNDY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GUTHRIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMILTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HANCOCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARRISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOWARD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HUMBOLDT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IDA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| IOWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JASPER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JOHNSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JONES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KEOKUK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KOSSUTH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOUISA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LUCAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LYON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MADISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MAHASKA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARSHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MILLS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MITCHELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONONA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MUSCATINE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| O’BRIEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OSCEOLA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PAGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PALO ALTO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PLYMOUTH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POCAHONTAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POLK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POTTAWATTAMIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POWESHIEK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RINGGOLD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SAC COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCOTT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHELBY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SIOUX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STORY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TAMA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TAYLOR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VAN BUREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAPELLO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WEBSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WINNEBAGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WINNESHIEK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WOODBURY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WORTH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WRIGHT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND DES MOINES
Neighborhoods
Westwood, Linden Heights, Waterbury, Salisbury Oaks, Greenwood, Ingersoll Park, Southwestern Hills, Waveland Park, Meredith, Bloomfield-Allen, N Valley Drive / 56th Street, Mercy College of Health Sciences / Grand Avenue, Grand Ave / Tonawanda Drive, Millman, Saylorville & Lovington.
Zip Codes
50047, 50211, 50301, 50302, 50304, 50305, 50308, 50309, 50313, 50314, 50315, 50317, 50318, 50320, 50321, 50328, 50329, 50330 & 50335
Counties
Polk County, Marion County, Warren County, Madison County, Dallas County, Boone County, Story County, Marshall County, Jasper County, Adair County, Guthrie County, Greene County, Webster County, Tama County & Poweshiek County.