Columbia, the heart of South Carolina, is a city where tradition and progress dance in harmony. As the state capital and home to renowned institutions like the University of South Carolina, Columbia is a beacon of educational prowess and cultural richness. The city’s landscape, adorned with historic landmarks, modern developments, and expansive parks like the Congaree National Park, offers a dynamic setting for its residents. Columbia’s appeal is further accentuated by its proximity to inviting areas such as Forest Acres, Lexington, Irmo, and Blythewood, providing a spectrum of lifestyle options within the capital’s vibrant community.
Are you envisioning your future in Columbia? Our Jumbo Verified™ lender network is at your service, offering competitive rates and mortgage plans specifically crafted for Columbia’s real estate market. Whether your heart is set on a charming downtown bungalow, a contemporary home in a thriving suburb, or a quiet retreat near natural reserves, we’re dedicated to facilitating your homeownership journey in Columbia.
Tailored Mortgage Solutions for Columbia’s Diverse Real Estate Landscape
Columbia’s real estate market mirrors the city’s eclectic character, showcasing a variety of properties from historic homes to modern condos and sprawling estates. Our lending experts are prepared to offer mortgage strategies that cater to your unique vision for a home in Columbia.
- A diverse range of mortgage types for Columbia properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions designed to match Columbia’s varied property offerings, helping you find a home that aligns with your desires.
- Personalized mortgage plans that complement your lifestyle in Columbia, whether you’re seeking the energy of city life or the peace of suburban living.
- Deep expertise in Columbia’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Columbia, making homeownership more attainable in South Carolina’s capital.
Immerse Yourself in Columbia’s Rich Lifestyle
Columbia is more than a city; it’s a lifestyle rich in opportunities for cultural exploration, educational growth, and outdoor adventure. From the vibrant arts scene to the serene pathways of local parks, Columbia invites you to live a life full of discovery and enjoyment.
2024 SOUTH CAROLINA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ABBEVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AIKEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLENDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAMBERG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARNWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAUFORT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKELEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLESTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEROKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTERFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARENDON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLLETON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DARLINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DILLON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DORCHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGEFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLORENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEORGETOWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HORRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERSHAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAURENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEXINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCCORMICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARLBORO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWBERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OCONEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGEBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PICKENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALUDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPARTANBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND COLUMBIA
Neighborhoods
Irmo, Lexington, Seven Oaks, Chapin, Pine Ridge, Oak Grove, Forest Acres, Lugoff, Blythewood, Red Bank, Cayce, Springdale, Camden, Elgin & South Congaree.
Zip Codes
29044, 29045, 29061, 29063, 29078, 29147, 29201, 29205, 29209, 29212, 29214, 29215, 29217, 29218, 29223, 29224, 29225, 29227, 29260 & 29292
Counties
Richland County, Calhoun County, Orangeburg County, Bamberg County, Barnwell County, Aiken County, Lexington County, Saluda County, Newberry County, Fairfield County, Kershaw County, Sumter County, Clarendon County, Berkeley & Dorchester County.