Work with a local expert in Columbia on your Jumbo or Conforming mortgage loan for your new home purchase or existing loan refinance.
Find the loan program that meets your needs. See the array of 5,7 and 10 year fixed ARM’s (Adjustable Rate Mortgage’s), Interest Only ARM loans and 15, 20, 25 and 30 year fixed rate mortgages. Bridge, Cross-Collateralization, and Foreign National Mortgage Loans are also available.
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2023 SOUTH CAROLINA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ABBEVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AIKEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLENDALE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANDERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BAMBERG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARNWELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BEAUFORT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERKELEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLESTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEROKEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHESTERFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARENDON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLLETON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DARLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DILLON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DORCHESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EDGEFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAIRFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FLORENCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GEORGETOWN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENWOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HORRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JASPER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KERSHAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LANCASTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAURENS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEXINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCCORMICK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARLBORO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEWBERRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OCONEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ORANGEBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PICKENS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SALUDA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SPARTANBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILLIAMSBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YORK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND COLUMBIA
Neighborhoods
Irmo, Lexington, Seven Oaks, Chapin, Pine Ridge, Oak Grove, Forest Acres, Lugoff, Blythewood, Red Bank, Cayce, Springdale, Camden, Elgin & South Congaree.
Zip Codes
29044, 29045, 29061, 29063, 29078, 29147, 29201, 29205, 29209, 29212, 29214, 29215, 29217, 29218, 29223, 29224, 29225, 29227, 29260 & 29292
Counties
Richland County, Calhoun County, Orangeburg County, Bamberg County, Barnwell County, Aiken County, Lexington County, Saluda County, Newberry County, Fairfield County, Kershaw County, Sumter County, Clarendon County, Berkeley & Dorchester County.