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Coeur d'Alene Purchase and Refinance Mortgage Rates - Jumbo and Conforming

Unveil Coeur d’Alene’s Beauty with Local Jumbo Mortgage Solutions

A scenic view of Lake Coeur d’Alene’s crystal-clear waters.

Coeur d’Alene, nestled in the picturesque landscape of North Idaho, offers a real estate market as stunning as its natural surroundings. From luxurious lakefront properties to charming homes in quiet neighborhoods, Local Jumbo is your guide to finding the perfect mortgage solution for your Coeur d’Alene dream home.

Dreaming of a home on the shores of Lake Coeur d’Alene or in one of its tranquil neighborhoods? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your Coeur d’Alene dreams.




    Crafting Mortgage Solutions for Coeur d’Alene’s Unique Homes

    Coeur d’Alene’s real estate scene is a tapestry of lakeside luxury and cozy abodes. Whether you’re captivated by waterfront estates or the warmth of a family-friendly neighborhood, our lenders offer mortgage solutions that match Coeur d’Alene’s diverse range of homes.

    • Explore a variety of mortgage types for Coeur d’Alene’s unique properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
    • Innovative financing options for a range of homes, from lakeside retreats to family homes in serene neighborhoods.
    • Mortgage plans tailored to the distinctive neighborhoods of Coeur d’Alene, from the lakefront to the charming downtown.
    • Lending expertise designed to navigate Coeur d’Alene’s diverse real estate market.
    • Competitive rates for both home purchase and refinancing in this North Idaho gem.

    Tailoring Your Mortgage to Coeur d’Alene’s Lifestyle

    In Coeur d’Alene, where nature’s beauty meets a vibrant community, your mortgage should blend seamlessly with your lifestyle. Whether it’s a lakeside mansion or a family home in one of Coeur d’Alene’s friendly neighborhoods, our lenders craft mortgage solutions that complement your vision for living in this gem of the Gem State.

    2024 IDAHO CONFORMING LOAN LIMITS BY COUNTY

    County One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
    ADA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ADAMS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BANNOCK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BEAR LAKE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BENEWAH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BINGHAM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BLAINE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BOISE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BONNER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BONNEVILLE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BOUNDARY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    BUTTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CAMAS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CANYON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CARIBOU COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CASSIA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLARK COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CLEARWATER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    CUSTER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ELMORE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FRANKLIN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    FREMONT COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GEM COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    GOODING COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    IDAHO COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEFFERSON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    JEROME COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    KOOTENAI COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LATAH COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEMHI COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LEWIS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    LINCOLN COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MADISON COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    MINIDOKA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    NEZ PERCE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    ONEIDA COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    OWYHEE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    PAYETTE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    POWER COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    SHOSHONE COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    TETON COUNTY $1,149,825 $1,472,250 $1,779,525 $2,211,600
    TWIN FALLS COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    VALLEY COUNTY $766,550 $981,500 $1,186,350 $1,474,400
    WASHINGTON COUNTY $766,550 $981,500 $1,186,350 $1,474,400

    GET YOUR QUOTE TODAY!






      SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND COEUR D’ALENE

      Neighborhoods

      Hayden, Dalton Gardens, Post Falls, Hauser, Mica / Twin Beaches, Hayden Lake, Fernan Lake Village, E. Sherman Ave / N. 15th St, City Center, Huetter, N. 15th St / E. Montana Ave, Haycrop, N 4th St / N Honeysuckle Drive, & E Harrison Ave / N 4th St.

      Zip Codes

      83814, 83815, 83801, 83803, 83810, 83816, 83833, 83835, 83842, 83854, 83858, 83869, 83876 & 83877

      Counties

      Kootenai County, Bonner County, Boundary County, Benewash County, Shoshone County, Latah County, Clearwater County, Nez Perce County, Lewis County, Idaho County, Adams County, Valley County, Lemhi County, Custer County, Boise County, Gem County & Washington County.