Coeur d’Alene, nestled in the picturesque landscape of North Idaho, offers a real estate market as stunning as its natural surroundings. From luxurious lakefront properties to charming homes in quiet neighborhoods, Local Jumbo is your guide to finding the perfect mortgage solution for your Coeur d’Alene dream home.
Dreaming of a home on the shores of Lake Coeur d’Alene or in one of its tranquil neighborhoods? Connect with Local Jumbo’s network of Jumbo Verified™ lenders for competitive rates and a mortgage plan tailored to your Coeur d’Alene dreams.
Crafting Mortgage Solutions for Coeur d’Alene’s Unique Homes
Coeur d’Alene’s real estate scene is a tapestry of lakeside luxury and cozy abodes. Whether you’re captivated by waterfront estates or the warmth of a family-friendly neighborhood, our lenders offer mortgage solutions that match Coeur d’Alene’s diverse range of homes.
- Explore a variety of mortgage types for Coeur d’Alene’s unique properties: Jumbo, Conforming, ARMs, FHA, VA, Interest-Only, Land, Construction, Bridge Loans, Cross-Collateralization, and Foreign National Loans.
- Innovative financing options for a range of homes, from lakeside retreats to family homes in serene neighborhoods.
- Mortgage plans tailored to the distinctive neighborhoods of Coeur d’Alene, from the lakefront to the charming downtown.
- Lending expertise designed to navigate Coeur d’Alene’s diverse real estate market.
- Competitive rates for both home purchase and refinancing in this North Idaho gem.
Tailoring Your Mortgage to Coeur d’Alene’s Lifestyle
In Coeur d’Alene, where nature’s beauty meets a vibrant community, your mortgage should blend seamlessly with your lifestyle. Whether it’s a lakeside mansion or a family home in one of Coeur d’Alene’s friendly neighborhoods, our lenders craft mortgage solutions that complement your vision for living in this gem of the Gem State.
2024 IDAHO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ADAMS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BANNOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAR LAKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BENEWAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BINGHAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BLAINE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOISE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BONNEVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOUNDARY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BUTTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CAMAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CANYON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CARIBOU COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CASSIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLEARWATER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CUSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ELMORE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FRANKLIN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FREMONT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GOODING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| IDAHO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEROME COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KOOTENAI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LATAH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEMHI COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MADISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINIDOKA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEZ PERCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ONEIDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OWYHEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POWER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SHOSHONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TETON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| TWIN FALLS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| VALLEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WASHINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND COEUR D’ALENE
Neighborhoods
Hayden, Dalton Gardens, Post Falls, Hauser, Mica / Twin Beaches, Hayden Lake, Fernan Lake Village, E. Sherman Ave / N. 15th St, City Center, Huetter, N. 15th St / E. Montana Ave, Haycrop, N 4th St / N Honeysuckle Drive, & E Harrison Ave / N 4th St.
Zip Codes
83814, 83815, 83801, 83803, 83810, 83816, 83833, 83835, 83842, 83854, 83858, 83869, 83876 & 83877
Counties
Kootenai County, Bonner County, Boundary County, Benewash County, Shoshone County, Latah County, Clearwater County, Nez Perce County, Lewis County, Idaho County, Adams County, Valley County, Lemhi County, Custer County, Boise County, Gem County & Washington County.