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2023 OHIO CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ADAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ASHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ASHTABULA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ATHENS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AUGLAIZE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BELMONT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BROWN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BUTLER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CARROLL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHAMPAIGN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLERMONT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLINTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLUMBIANA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COSHOCTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CRAWFORD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CUYAHOGA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DARKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DEFIANCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DELAWARE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ERIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAIRFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FRANKLIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FULTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GALLIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GEAUGA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GUERNSEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMILTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HANCOCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARRISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HENRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HIGHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOCKING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HOLMES COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HURON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KNOX COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAWRENCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LICKING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LORAIN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LUCAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MADISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MAHONING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MEDINA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MEIGS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MIAMI COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONTGOMERY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORROW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MUSKINGUM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NOBLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OTTAWA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PAULDING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PERRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PICKAWAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PIKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PORTAGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PREBLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PUTNAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROSS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SANDUSKY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SCIOTO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SENECA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SHELBY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| STARK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMMIT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TRUMBULL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUSCARAWAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VAN WERT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| VINTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WARREN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WASHINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILLIAMS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WYANDOT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND CINCINNATI
Neighborhoods
Hyde Park, Columbia Tusculum, Mt. Lookout, Downtown, Oakley, East Walnut Hills, Mt. Adams, East End, Pleasant Ridge, Mt. Auburn, Madisonville, CUF, Mt. Washington, Clifton, Northside, Over – the – Rhine, Kennedy Heights, Corryville, Hartwell & Spring Grove Village.
Zip Codes
45202, 45205, 45206, 45208, 45211, 45212, 45215, 45219, 45220, 45223, 45224, 45227, 45230, 45231, 45233, 45236, 45237, 45238, 45238, 45239, 45240, 45242 & 45244
Counties
Hamilton County, Clermont County, Brown County, Adams County, Highland County, Clinton County, Warren County, Butler County, Preble County, Montgomery County, Greene County, Fayette County, Ross County, Pike County & Scioto County.