Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
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2023 WEST VIRGINIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARBOUR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERKELEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BOONE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BRAXTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BROOKE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CABELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLAY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DODDRIDGE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAYETTE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GILMER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GRANT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENBRIER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPSHIRE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HANCOCK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARDY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HARRISON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JACKSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JEFFERSON COUNTY | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| KANAWHA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEWIS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LINCOLN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LOGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCDOWELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARSHALL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MASON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MERCER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MINERAL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MINGO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONONGALIA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MONROE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MORGAN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NICHOLAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OHIO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PENDLETON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PLEASANTS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| POCAHONTAS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PRESTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PUTNAM COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RALEIGH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RANDOLPH COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RITCHIE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ROANE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMMERS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TAYLOR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TUCKER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| TYLER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UPSHUR COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WAYNE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WEBSTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WETZEL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WIRT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WYOMING COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND CHARLESTON
Neighborhoods
Loudon Heights, South Park, Davis Creek, Riverview / Blackhawk, South Ruffner / U of Charleston, Forest Hills / Fort Hill, South Hills, Cross Lanes, City Center, Tyler Mountain.
Zip Codes
25301, 25302, 25303, 25304, 25305, 25306, 25309, 25311, 25312, 25313, 25314, 25315 & 25320
Counties
Kanawha County, Roane County, Clay County, Nicholas County, Greenbrier County, Monroe County, Summers County, Fayette County, Raleigh County, Boone County, Lincoln County, Cabell County, Mason County, Putnam County & Jackson County.