Charleston, West Virginia, nestled in the heart of the Appalachian Mountains, offers residents a unique blend of historical significance, natural beauty, and modern conveniences. As the state capital, Charleston is home to a rich cultural heritage, from the gold-domed Capitol building to the historic East End district. The city is surrounded by the lush landscapes of the Kanawha River Valley, providing ample opportunities for outdoor recreation and exploration. Charleston’s community is vibrant and welcoming, with a variety of festivals, markets, and events that celebrate the city’s history and natural surroundings.
Ready to call Charleston your home? Our Jumbo Verified™ lender network is prepared to assist you with competitive rates and mortgage plans tailored for Charleston’s unique real estate market. Whether you’re attracted to a historic home in a charming neighborhood, a modern apartment in the city center, or a family residence with scenic views, we’re here to support your homeownership journey in Charleston.
Tailored Mortgage Solutions for Charleston’s Diverse Real Estate Landscape
Charleston’s real estate market reflects the city’s diverse character, offering a range of properties from quaint historic homes to contemporary urban dwellings. Our lending experts are ready to provide mortgage strategies that cater to your specific home-buying goals in Charleston.
- A comprehensive selection of mortgage types for Charleston properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions designed to match Charleston’s varied property landscape, offering you a chance to find a home that suits your lifestyle and preferences.
- Customized mortgage plans that complement your life in Charleston, accommodating both the city’s rich history and its natural beauty.
- Insightful knowledge of Charleston’s housing market, with access to specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to support your home purchase or refinancing in Charleston, facilitating your path to homeownership in West Virginia’s capital.
Experience the Vibrant Lifestyle of Charleston
Charleston is not just a place to live; it’s a lifestyle enriched by opportunities for cultural engagement, outdoor adventure, and community involvement. From the lively Capitol Market to the serene trails of Kanawha State Forest, Charleston invites you to a life full of activity, heritage, and natural beauty.
2024 WEST VIRGINIA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| BARBOUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKELEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BOONE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BRAXTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BROOKE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CABELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLAY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DODDRIDGE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAYETTE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GILMER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GRANT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENBRIER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPSHIRE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HANCOCK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARDY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HARRISON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JACKSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JEFFERSON COUNTY | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| KANAWHA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEWIS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LINCOLN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LOGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCDOWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARSHALL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MASON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MERCER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINERAL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MINGO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONONGALIA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MONROE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MORGAN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NICHOLAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OHIO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PENDLETON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PLEASANTS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| POCAHONTAS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PRESTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PUTNAM COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RALEIGH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RANDOLPH COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RITCHIE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ROANE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMMERS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TAYLOR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TUCKER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| TYLER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UPSHUR COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WAYNE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WEBSTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WETZEL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WIRT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WYOMING COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
GET YOUR QUOTE TODAY!
SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND CHARLESTON
Neighborhoods
Loudon Heights, South Park, Davis Creek, Riverview / Blackhawk, South Ruffner / U of Charleston, Forest Hills / Fort Hill, South Hills, Cross Lanes, City Center, Tyler Mountain.
Zip Codes
25301, 25302, 25303, 25304, 25305, 25306, 25309, 25311, 25312, 25313, 25314, 25315 & 25320
Counties
Kanawha County, Roane County, Clay County, Nicholas County, Greenbrier County, Monroe County, Summers County, Fayette County, Raleigh County, Boone County, Lincoln County, Cabell County, Mason County, Putnam County & Jackson County.