Shop for the mortgage loan that meets your needs. Find the array of 5,7 and 10-year fixed ARM’s (Adjustable-Rate Mortgage’s), Interest-Only ARM loans, and 15, 20, 25 and 30-year fixed rate mortgages. Bridge, Cross-Collateralization, Foreign National, Land and Construction mortgage loans are also available.
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2023 SOUTH CAROLINA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ABBEVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| AIKEN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ALLENDALE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ANDERSON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BAMBERG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BARNWELL COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BEAUFORT COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| BERKELEY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CALHOUN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHARLESTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHEROKEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CHESTERFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| CLARENDON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| COLLETON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DARLINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DILLON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| DORCHESTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| EDGEFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FAIRFIELD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| FLORENCE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GEORGETOWN COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENVILLE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| GREENWOOD COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HAMPTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| HORRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| JASPER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| KERSHAW COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LANCASTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LAURENS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| LEXINGTON COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MCCORMICK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| MARLBORO COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| NEWBERRY COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| OCONEE COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| ORANGEBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| PICKENS COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| RICHLAND COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SALUDA COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SPARTANBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| SUMTER COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| UNION COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| WILLIAMSBURG COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| YORK COUNTY | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND CHARLESTON
Neighborhoods
Grimball Gates, Downtown, Harleston Village, Stiles Point, West Ashley, Summerville, Mount Pleasant, Kiawah Island, Elliotborough / Cannonborough, The French Quarter, Hanahan & Upper King.
Zip Codes
29401, 29402, 29403, 29404, 29405, 29406 29407, 29409, 29410, 29412, 29413, 29414, 29415, 29416, 29417, 29418, 29419, 29420, 29422, 29423, 29424, 29425 & 29492
Counties
Charleston County, Beaufort County, Jasper County, Hampton County, Allendale County, Barnwell County, Bamberg County, Colleton County, Dorchester County, Berkeley County, Georgetown County, Williamsburg County, Clarendon County & Calhoun County.