Charleston, South Carolina, a city where every cobblestone tells a story, is a tapestry woven with the threads of history, culture, and natural beauty. This historic city, known for its well-preserved architecture, friendly locals, and rich cultural heritage, offers a living experience like no other. From the iconic Battery promenade to the vibrant colors of Rainbow Row, Charleston invites residents and visitors alike to immerse themselves in its charm. The city’s allure is further enriched by its proximity to exclusive areas such as Sullivan’s Island, Isle of Palms, Daniel Island, and James Island, offering a variety of lifestyle choices against the backdrop of Charleston’s scenic beauty and historical depth.
Dreaming of making Charleston your home? Our Jumbo Verified™ lender network is ready to assist you with competitive rates and mortgage plans designed for Charleston’s unique real estate market. Whether you’re drawn to a historic downtown residence, a beachfront getaway, or a modern home in a serene community, we’re here to support your homeownership journey in Charleston.
Personalized Mortgage Solutions for Charleston’s Distinctive Real Estate
Charleston’s real estate market is as distinctive as the city itself, featuring a range of properties from antebellum homes to contemporary waterfront estates. Our lending experts are dedicated to offering mortgage strategies that align with your aspirations for a home in Charleston.
- Discover a variety of mortgage types suitable for Charleston properties: ARMs, FHA, VA, Interest-Only, Jumbo, and conforming loans.
- Financing solutions tailored to Charleston’s unique property landscape, helping you find a home that resonates with your preferences.
- Customized mortgage plans designed to complement your lifestyle in Charleston, whether you’re seeking the historical ambiance or coastal serenity.
- Expertise in Charleston’s housing market, with specialized financing options like Land, Construction, and Bridge loans.
- Competitive rates to facilitate your home purchase or refinancing in Charleston, simplifying your path to homeownership in this historic city.
Experience the Enchanting Lifestyle of Charleston
Charleston is not just a place to live; it’s a lifestyle steeped in tradition, community, and the arts. From the culinary delights of its renowned restaurants to the tranquil beauty of its beaches, Charleston offers a life of enrichment and enjoyment.
2024 SOUTH CAROLINA CONFORMING LOAN LIMITS BY COUNTY
| County | One-Unit Limit | Two-Unit Limit | Three-Unit Limit | Four-Unit Limit |
| ABBEVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| AIKEN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ALLENDALE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ANDERSON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BAMBERG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BARNWELL COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BEAUFORT COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| BERKELEY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CALHOUN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHARLESTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHEROKEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CHESTERFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| CLARENDON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| COLLETON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DARLINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DILLON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| DORCHESTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| EDGEFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FAIRFIELD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| FLORENCE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GEORGETOWN COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENVILLE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| GREENWOOD COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HAMPTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| HORRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| JASPER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| KERSHAW COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LANCASTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LAURENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| LEXINGTON COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MCCORMICK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| MARLBORO COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| NEWBERRY COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| OCONEE COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| ORANGEBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| PICKENS COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| RICHLAND COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SALUDA COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SPARTANBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| SUMTER COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| UNION COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| WILLIAMSBURG COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| YORK COUNTY | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
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SERVING BUT NOT LIMITED TO THE FOLLOWING COMMUNITIES IN AND AROUND CHARLESTON
Neighborhoods
Grimball Gates, Downtown, Harleston Village, Stiles Point, West Ashley, Summerville, Mount Pleasant, Kiawah Island, Elliotborough / Cannonborough, The French Quarter, Hanahan & Upper King.
Zip Codes
29401, 29402, 29403, 29404, 29405, 29406 29407, 29409, 29410, 29412, 29413, 29414, 29415, 29416, 29417, 29418, 29419, 29420, 29422, 29423, 29424, 29425 & 29492
Counties
Charleston County, Beaufort County, Jasper County, Hampton County, Allendale County, Barnwell County, Bamberg County, Colleton County, Dorchester County, Berkeley County, Georgetown County, Williamsburg County, Clarendon County & Calhoun County.